| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE. SUITE 1900 TULSA, OK 74136 | DELTA DENTAL OF ARKANSAS | $17K | — | $17K | 3.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 16564 E BREWSTER RD #102 COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $17K | $3K | $20K | 9.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 16564 E BREWSTER RD #102 COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | $3K | $15K | 10.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 16564 E BREWSTER RD #102 COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $9K | $2K | $11K | 10.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD STE 300 METAIRIE, LA 70002 | AMERITAS LIFE INSURANCE CORP | $11K | — | $11K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSUARNCE SERVICE | 40 E ALAMAR AVE SANTA BARBARA, CA 93105 | AMERITAS LIFE INSURANCE CORP | $5K | — | $5K | 4.55% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 16564 E BREWSTER RD #102 COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $775 | $4K | 10.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 16564 E BREWSTER RD #102 COVINGTON, LA 70433 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8 | — | $8 | 8.08% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE. SUITE 1900 TULSA, OK 74136 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $28 | $28 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 727 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 727 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ARKANSAS | 1,771 | $465K |
| Vision | AMERITAS LIFE INSURANCE CORP | 1,419 | $106K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 792 | $212K |
| Short-term disability(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 414 | $148K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 792 | $108K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 792 | $37K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,771 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.