| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | $4.1M | $9K | $4.1M | 421.70% |
| ADVANTAGE BROKERS OF COLORADO LLC | 1310 MARBLE COURT BROOMFIELD, CO 80020 | KAISER FOUNDATION HEALTH PLAN | $8K | — | $8K | 3.60% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INS SERVICES OF THE WEST LLC | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | KAISER FOUNDATION HEALTH PLAN | $660 | — | $660 | 0.28% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $82 | — | $82 | 0.10% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 14.95% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 8.40% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $27 | — | $27 | 0.22% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 10.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $830 | — | $830 | 9.90% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $100 | $100 | 1.19% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $797 | — | $797 | 10.00% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $720 | — | $720 | 10.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA DENTAL HEALTH OF CALIFORNIA INC. | $318 | — | $318 | 10.00% |
| PCF INSURANCE SERVICES OF THE WEST3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $241 | — | $241 | 10.00% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA DENTAL HEALTH OF CALIFORNIA INC. | $3 | — | $3 | 0.94% |
| PETER C. FOY & ASSOCIATES3 | 6200 CANOGA AVE, SUITE 325 WOODLAND HILLS, CA 91367 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2 | — | $2 | 8.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 244 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 244 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 159 | $979K |
| Dental(5 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 140 | $93K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 244 | $12K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 172 | $10K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 159 | $8K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 172 | $7K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 172 | $46K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 244 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.