| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 200 EAST RANDOLPH STREET SUITE 900 CHICAGO, IL 606016436 | BLUE CROSS BLUE SHIELD OF FLORIDA | $56K | $0 | $56K | 6.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $0 | $6K | 11.66% |
| AON CONSULTING INC3 | 200 E RANDOLPH ST. STE 900 CHICAGO, IL 60601 | FLORIDA COMBINED LIFE | $3K | $0 | $3K | 7.00% |
| FLORIDA BLUE3 | 4800 DEERWOOOD CAMPUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | FLORIDA COMBINED LIFE | $403 | $0 | $403 | 0.85% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | SUN LIFE ASSURANCE COMPANY OF CANADA | $975 | $0 | $975 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 166 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 8 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 113 | $933K |
| Dental | FLORIDA COMBINED LIFE | 112 | $47K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 114 | $10K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 18 | $55K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 18 | $55K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 18 | $55K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 113 | $933K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 18 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 114 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.