| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | $105K | $15K | $120K | 5.52% |
| USI INSURANCE SERVICES LLC3 | 1575 NORTHSIDE DR NW BLDG 100 SUITE 10 ATLANTA, GA 30318 | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | -$54 | $0 | -$54 | -0.00% |
| THE CASON GROUP INC3 | 1612 MARION STREET 4TH FLOOR COLUMBIA, SC 29201 | THE GUARDIAN LIFE INSURANCE COMPANY PF AMERRICA | $120K | $0 | $120K | 22.05% |
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | THE GUARDIAN LIFE INSURANCE COMPANY PF AMERRICA | $87K | $25K | $112K | 20.61% |
| ENROLLEASE3 Filed as: ONEDIGITAL | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $654 | $0 | $654 | 2.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 406 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 409 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA EMPLOYERS HEALTH PLAN OF GEORGIA, INC. | 247 | $2.2M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY PF AMERRICA | 406 | $545K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY PF AMERRICA | 406 | $545K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY PF AMERRICA | 406 | $545K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY PF AMERRICA | 406 | $545K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY PF AMERRICA | 406 | $545K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY PF AMERRICA | 406 | $545K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 406 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.