| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF ILLINOIS LLC | 4350 WEAVER PARKWAY WARRENVILLE, IL 60555 | UNITED HEALTHCARE INSURANCE COMPANY | $15K | $134K | $148K | 3.72% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 0.12% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF IL LLC | 4350 WEAVER PAKRWAY WARRENVILLE, IL 60555 | UNITED HEALTHCARE INSURANCE COMPANY | $26K | $0 | $26K | 19.18% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | $0 | $5K | 3.54% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF ILLINOIS | 4350 WEAVER PARKWAY WARRENVILLE, IL 60555 | METROPOLITAN GENERAL INSURANCE COMPANY | $229 | $26 | $255 | 8.74% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | METROPOLITAN GENERAL INSURANCE COMPANY | $92 | $0 | $92 | 3.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 578 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 580 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 680 | $4.0M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 680 | $4.0M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 680 | $4.0M |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 560 | $134K |
| Other(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 560 | $137K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 680 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.