| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORETON & COMPANY3 | 101 S 200 E STE 300 SLC, UT 84111 | DELTA DENTAL OF IDAHO | $11K | $0 | $11K | 8.00% |
| MORETON & COMPANY3 Filed as: MORETON INSURANCE OF IDAHO INC | 12639 W EXPLORER DR STE 300 BOISE, ID 83713 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 24.55% |
| MORETON & COMPANY3 Filed as: MORETON INSURANCE OF IDAHO INC | 12639 W EXPLORER DR STE 300 BOISE, ID 83713 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $685 | $339 | $1K | 5.12% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SELECTHEALTH EIN 87-0409820 151048 | Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 271 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 271 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 409 | $281K |
| Dental | DELTA DENTAL OF IDAHO | 222 | $133K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 271 | $56K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 271 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 409 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.