See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERIBEN/IEC GROUP EIN 82-0497661 THIRD PARTY ADMINISTRATOR | Claims processing Service code 12 | 3449 E. COPPER POINT DR MERIDIAN, ID 83642 | $85K |
| MERCER (US) INC. EIN 13-2834414 INSURANCE BROKER | Insurance agents and brokers Service code 22 | 800 W MAIN ST, STE 1250 BOISE, ID 837025769 | $75K |
| AETNA SIGNATURE ADMINISTRATORS PPO EIN 06-6033492 PPO NETWORK | Claims processing Service code 12 | 4300 CENTREWAY PLACE ARLINGTON, TX 76018 | $54K |
| STRATOSE EIN 26-1790538 WRAP/SUPPLEMENTAL NETWORK | Claims processing Service code 12 | 2 CONCOURSE PKWY STE 300 ATLANTA, GA 30328 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 256 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 258 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMPANION LIFE INSURANCE COMPANY | 264 | $486K |
| Life insurance(2 contracts) | UNITED HERITAGE LIFE INSURANCE COMPANY | 283 | $103K |
| Long-term disability | UNITED HERITAGE LIFE INSURANCE COMPANY | 283 | $57K |
| Prescription drug | COMPANION LIFE INSURANCE COMPANY | 264 | $486K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 264 | $502K |
| Other | UNITED HERITAGE LIFE INSURANCE COMPANY | 33 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.