| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMPSON FLANAGAN BENEFITS GROUP3 | 626 WEST JACKSON BOULEVARD SUITE 5 CHICAGO, IL 60661 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $522 | $20K | 4.00% |
| SHAWN NORTON3 | 1053 GARRISON LANE SOUDERTON, PA 18964 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 1.55% |
| THOMPSON FLANAGAN BENEFITS GROUP3 | 626 WEST JACKSON BOULEVARD SUITE 500 CHICAGO, IL 60661 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $22K | $0 | $22K | 7.34% |
| THOMPSON FLANAGAN BENEFITS GROUP3 | 626 WEST JACKSON BOULEVARD 5TH FLOOR CHICAGO, IL 60661 | KAISER FOUNDATION HEALTH PLAN INC | $14K | $0 | $14K | 5.19% |
| THOMPSON FLANAGAN BENEFITS GROUP3 | 626 WEST JACKSON BOULEVARD SUITE 500 CHICAGO, IL 60661 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $476 | $174 | $650 | 4.07% |
| THOMPSON FLANAGAN BENEFITS GROUP3 | 626 WEST JACKSON BOULEVARD SUITE 500 CHICAGO, IL 60661 | MUTUAL OF OMAHA INSURANCE COMPANY | $761 | $0 | $761 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 508 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 26 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 534 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 643 | $4.5M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 830 | $495K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 830 | $495K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 506 | $295K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 506 | $295K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 506 | $295K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 643 | $4.5M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 830 | $813K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 830 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.