| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF TENNESSEE INC | 6 CADILLAC DRIVE BRENTWOOD, TN 37027 | AETNA | $45K | — | $45K | 5.78% |
| MARSH & MCLENNAN AGENCY LLC3 | 9850 NORTHWEST 41ST STREET MIAMI, FL 33178 | AETNA | $4K | — | $4K | 0.47% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF TENNESSEE INC | 3401 WEST END AVENUE SUITE 600 NASHVILLE, TN 37203 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $3K | — | $3K | 5.70% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF TENNESSEE INC | 6 CADILLAC DRIVE SUITE 200 BRENTWOOD, TN 37027 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $2K | — | $2K | 3.07% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SEITLIN BENEFITS | 9850 NORTH WEST 41ST SUITE 100 MIAMI, FL 33178 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | $73 | — | $73 | 0.12% |
| REBECCA LYNN HOGAN3 | 5671 EDGMON ROAD OOLTEWAH, TN 37363 | AFLAC | $2K | $26 | $2K | 6.24% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF TN INC | 6 CADILLAC DRIVE SUITE 200 BRENTWOOD, TN 37027 | AFLAC | $1K | — | $1K | 4.63% |
| BARBARA WEISSMAN3 | 1495 EAST 24TH STREET BROOKLYN, NY 11210 | AFLAC | $907 | — | $907 | 3.69% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $680 | $23 | $703 | 2.86% |
| RILEY D GRAVES3 | 281 WADDELL ROAD SOUTHWEST CLEVELAND, TN 37311 | AFLAC | $543 | — | $543 | 2.21% |
| ALICIA B CLIFTON3 | 3915 HUNTING RIDGE DRIVE SOUTHWEST LILBURN, GA 30047 | AFLAC | $414 | $15 | $429 | 1.74% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY L CIELASZYK | 2158 CUMBERLAND PARKWAY SOUTHEAST APARTMENT 2307 ATLANTA, GA 30339 | AFLAC | $345 | $19 | $364 | 1.48% |
| TAYLOR THIGPEN3 | 3535 MOUNTAIN CREEK ROAD APARTMENT 702 CHATTANOOGA, TN 37415 | AFLAC | $357 | — | $357 | 1.45% |
| JAMES SMITH3 Filed as: JAMES B SMITH | 103 CHEROKEE BOULEVARD SUITE 225 CHATTANOOGA, TN 37405 | AFLAC | $270 | — | $270 | 1.10% |
| SHARON MAY LINDSAY3 Filed as: SHARON B SESSOMS | 1431 ONEAL ROAD HIXSON, TN 37343 | AFLAC | $266 | — | $266 | 1.08% |
| WILLIAM M WARDLAW JR3 Filed as: WILLIAM W WARDLAW JR | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $141 | $10 | $151 | 0.61% |
| WENDY M RANKIN3 | 114 BROAD STREET APARTMENT 201 ROME, GA 30161 | AFLAC | $79 | $11 | $90 | 0.37% |
| MORGAN E PETTIT3 | 115 SEWICKLEY FARM CIRCLE MARS, PA 16046 | AFLAC | $65 | — | $65 | 0.26% |
| VICTORIA R SONNIE3 | 1500 SAXONBURG ROAD NATRONA HEIGHTS, PA 15065 | AFLAC | $62 | — | $62 | 0.25% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $49 | — | $49 | 0.20% |
| WENDY M RANKIN3 | 114 BROAD STREET SUITE 201 ROME, GA 30161 | AFLAC | $38 | — | $38 | 0.15% |
| VICTORIA R SONNIE3 | 367 RICH HILL ROAD CHESWICK, PA 15024 | AFLAC | $20 | — | $20 | 0.08% |
| BARTON W IRBY3 | 1762 BRISTOL FARMS COURT GRAYSON, GA 30017 | AFLAC | $15 | — | $15 | 0.06% |
| HEATHER BARTLEY3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $14 | — | $14 | 0.06% |
| HEATHER BARTLEY3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $12 | — | $12 | 0.05% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $7 | — | $7 | 0.03% |
| HEATHER BARTLEY3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $6 | — | $6 | 0.02% |
| DIANNE J RAY3 | PO BOX 335 SUNNY SIDE, GA 30284 | AFLAC | $3 | — | $3 | 0.01% |
| THOMAS D BAXTER3 | PO BOX 86 FAYETTEVILLE, GA 30214 | AFLAC | $1 | — | $1 | 0.00% |
| ANDY B GLENN II3 | 50 HURT PLAZA SOUTHEAST SUITE 1630 ATLANTA, GA 30303 | AFLAC | $1 | — | $1 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF TN INC | 6 CADILLAC DRIVE SUITE 200 BRENTWOOD, TN 37027 | AFLAC | $3K | — | $3K | 14.51% |
| REBECCA LYNN HOGAN3 | 5671 EDGMON ROAD OOLTEWAH, TN 37363 | AFLAC | $2K | $79 | $2K | 11.30% |
| RILEY D GRAVES3 | 281 WADDELL ROAD SOUTHWEST CLEVELAND, TN 37311 | AFLAC | $1K | — | $1K | 5.82% |
| SHARON MAY LINDSAY3 Filed as: SHARON B SESSOMS | 1431 ONEAL ROAD HIXSON, TN 37343 | AFLAC | $512 | — | $512 | 2.96% |
| TAYLOR THIGPEN3 | 3535 MOUNTAIN CREEK ROAD APARTMENT 702 CHATTANOOGA, TN 37415 | AFLAC | $459 | — | $459 | 2.65% |
| JAMES SMITH3 Filed as: JAMES B SMITH | 103 CHEROKEE BOULEVARD SUITE 225 CHATTANOOGA, TN 37405 | AFLAC | $389 | — | $389 | 2.25% |
| BARBARA WEISSMAN3 | 1495 EAST 24TH STREET BROOKLYN, NY 11210 | AFLAC | $128 | — | $128 | 0.74% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $98 | $18 | $116 | 0.67% |
| ALICIA B CLIFTON3 | 3915 HUNTING RIDGE DRIVE SOUTHWEST LILBURN, GA 30047 | AFLAC | $65 | $11 | $76 | 0.44% |
| WENDY M RANKIN3 | 114 BROAD STREET APARTMENT 201 ROME, GA 30161 | AFLAC | $35 | $24 | $59 | 0.34% |
| WILLIAM M WARDLAW JR3 | 5300 OAKBROOK PARKWAY SUITE 300 NORCROSS, GA 30093 | AFLAC | $21 | $7 | $28 | 0.16% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY L CIELASZYK | 2158 CUMBERLAND PARKWAY SOUTHEAST APARTMENT 2307 ATLANTA, GA 30339 | AFLAC | $14 | $13 | $27 | 0.16% |
| DIANNE J RAY3 | PO BOX 335 SUNNY SIDE, GA 30284 | AFLAC | $22 | — | $22 | 0.13% |
| WENDY M RANKIN3 | 114 BROAD STREET SUITE 201 ROME, GA 30161 | AFLAC | $21 | — | $21 | 0.12% |
| VICTORIA R SONNIE3 | 1500 SAXONBURG ROAD NATRONA HEIGHTS, PA 15065 | AFLAC | $13 | — | $13 | 0.08% |
| THOMAS D BAXTER3 | PO BOX 86 FAYETTEVILLE, GA 30214 | AFLAC | $11 | — | $11 | 0.06% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16068 | AFLAC | $11 | — | $11 | 0.06% |
| MORGAN E PETTIT3 | 115 SEWICKLEY FARM CIRCLE MARS, PA 16046 | AFLAC | $9 | — | $9 | 0.05% |
| ANDY B GLENN II3 | 50 HURT PLAZA SOUTHEAST SUITE 1630 ATLANTA, GA 30303 | AFLAC | $6 | — | $6 | 0.03% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $3 | — | $3 | 0.02% |
| VICTORIA R SONNIE3 | 367 RICH HILL ROAD CHESWICK, PA 15024 | AFLAC | $3 | — | $3 | 0.02% |
| HEATHER BARTLEY3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $2 | — | $2 | 0.01% |
| HEATHER BARTLEY3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 284 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 285 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA | 159 | $780K |
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 195 | $61K |
| Vision | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 195 | $61K |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 62 | $2K |
| Short-term disability(2 contracts) | AFLAC | 75 | $42K |
| Other(4 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 195 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.