| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DRIVE STE 201 NORWELL, MA 02061 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | $20K | — | $20K | 2.63% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC. | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | — | $7K | $7K | 0.88% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | 120 LONGWATER DRIVE STE 201 NORWELL, MA 02061 | TUFTS INSURANCE COMPANY | $16K | — | $16K | 2.55% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC. | 535 CONNECTICUT AVE STE 502 NORWALK, CT 06854 | TUFTS INSURANCE COMPANY | — | $5K | $5K | 0.76% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 Filed as: COMPREHENSIVE BENEFIT ADMINISTATORS | AN ALERA GROUP AGENCY LLC 120 LONGWATER DRIVE NORWELL, MA 02061 | DELTA DENTAL OF MASSACHUSETTS, INC DBA DELTA DENTAL OF MA | $5K | — | $5K | 4.26% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 Filed as: COMPREHENSIVE BENEFIT ADMINSTRATORS | 120 LONGWATER DRIVE NORWELL, MA 02061 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $1K | $7K | 11.52% |
| COMPREHENSIVE BENEFIT ADMINISTRATOR3 | AN ALERA GROUP AGENCY 120 LONGWATER DRIVE STE 102 NORWELL, MA 02061 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.82% |
| MICHAEL MCKENNA3 | 120 LONGWATER DRIVE STE 102 NORWELL, MA 02061 | METROPOLITAN LIFE INSURANCE COMPANY | $571 | — | $571 | 3.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TUFTS ASSOCIATED HEALTH MAINTENANCE ORG., INC. | 121 | $1.4M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF MASSACHUSETTS, INC DBA DELTA DENTAL OF MA | 285 | $128K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 285 | $15K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $64K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $64K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.