| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AMERITAS LIFE INSURANCE CORP. | $32K | $0 | $32K | 7.08% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | AMERITAS LIFE INSURANCE CORP. | $22K | $0 | $22K | 4.82% |
| JENNINGS INSURANCE SERVICES3 Filed as: JENNINGS INS SERVICES DBA PREPARE | 7157 NARCOOSSEE ROAD PMB 1579 ORLANDO, FL 32822 | AMERITAS LIFE INSURANCE CORP. | $0 | $7K | $7K | 1.48% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 3031 NORTH ROCKY POINT DRIVE WEST SUITE 700 TAMPA, FL 33607 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $20K | $0 | $20K | 7.47% |
| PREPARE BENEFITS, LLC3 Filed as: PREPARE BENEFITS, LLC. | 10524 MOSS PARK ROAD SUITE 204-306 ORLANDO, FL 32832 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $8K | $0 | $8K | 2.81% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1125 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30009 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $4K | $0 | $4K | 1.64% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $22K | $0 | $22K | 12.44% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1120 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $4K | $8K | 4.78% |
| PREPARE BENEFITS, LLC5 Filed as: PREPARE BENEFITS, LLC. | 10524 MOSS PARK ROAD SUITE 204-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $7K | $7K | 4.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $21K | $0 | $21K | 12.51% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1120 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $4K | $8K | 4.71% |
| PREPARE BENEFITS, LLC5 Filed as: PREPARE BENEFITS, LLC. | 10524 MOSS PARK ROAD SUITE 204-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $5K | $5K | 3.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $20K | $0 | $20K | 12.47% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1120 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $4K | $8K | 4.83% |
| PREPARE BENEFITS, LLC5 Filed as: PREPARE BENEFITS, LLC. | 10524 MOSS PARK ROAD SUITE 204-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $5K | $5K | 3.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS, LLC. | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $18K | $0 | $18K | 12.48% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1120 SANCTUARY PARKWAY SUITE 300 ALPHARETTA, GA 30004 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $3K | $7K | 4.91% |
| PREPARE BENEFITS, LLC5 Filed as: PREPARE BENEFITS, LLC. | 10524 MOSS PARK ROAD SUITE 204-306 ORLANDO, FL 32832 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $4K | $4K | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 648 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 655 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP. | 1,331 | $450K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 1,331 | $450K |
| Life insurance(3 contracts, 2 carriers) | BANKERS FIDELITY LIFE INSURANCE COMPANY | 777 | $597K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 320 | $176K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 244 | $141K |
| Other(3 contracts, 2 carriers) | BANKERS FIDELITY LIFE INSURANCE COMPANY | 777 | $597K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.