| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PRIESTLEY COMPANY3 Filed as: PRIESTLEY COMPANY | SUITE 280 3500 BLUE LAKE DRIVE BIRMINGHAM, AL 35243 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $33K | — | $33K | 17.01% |
| IMG5 | — | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $29 | $29 | 0.01% |
| JOSHUA PRIESTLEY3 | 127 JENNY DRIVE MADISON, AL 35756 | AMFIRST | $19K | — | $19K | 13.08% |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE | 700 37TH STREET SOUTH BIRMINGHAM, AL 35222 | AMFIRST | $8K | — | $8K | 5.53% |
| MORGAN WHITE LIMITED3 | D/B/A MWG BROKER SERVICES PO BOX 14067 JACKSON, MS 392364067 | AMFIRST | $7K | — | $7K | 5.03% |
| LBA SERVICE LLC3 Filed as: LBA SERVICE, LLC | 700 37TH STREET SOUTH BIRMINGHAM, AL 35222 | AMFIRST | $746 | — | $746 | 0.50% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY CO BIRMINGHAM, AL | 3500 BLUE LAKE DRIVE SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY CO BIRMINGHAM | 3500 BLUE LAKE DRIVE SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY CO BIRMINGHAM | 3500 BLUE LAKE DRIVE SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ALABAMA | 96 | $1.0M |
| Dental(3 contracts) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 121 | $66K |
| Vision(3 contracts) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 121 | $66K |
| Life insurance | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 148 | $194K |
| Long-term disability | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 148 | $194K |
| Prescription drug | BLUECROSS BLUESHIELD OF ALABAMA | 96 | $855K |
| Other(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ALABAMA | 148 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.