| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PRIESTLEY COMPANY3 Filed as: PRIESTLEY COMPANY | SUITE 280 3500 BLUE LAKE DRIVE BIRMINGHAM, AL 35243 | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | $33K | — | $33K | 15.00% |
| IMG5 | — | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $38 | $38 | 0.02% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY COMPANY INC | 3500 BLUE LAKE DRIVE BIRMINGHAM, AL 35243 | SHELTERPOINT INSURANCE | $18K | — | $18K | 14.00% |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE | 700 37TH ST SOUTH BIRMINGHAM, AL 35222 | SHELTERPOINT INSURANCE | $9K | — | $9K | 7.00% |
| LBA SERVICE LLC3 | 414 MEADOWBROOK LN BIRMINGHAM, AL 35213 | SHELTERPOINT INSURANCE | $1K | — | $1K | 1.00% |
| JOSHUA PRIESTLEY | 127 JENNY DRIVE MADISON, AL 35756 | AMFIRST CF | $8K | — | $8K | 13.00% |
| LAKESHORE BENEFIT ALLIANCE LLC3 Filed as: LAKESHORE BENEFIT ALLIANCE | 700 37TH STREET S. BIRMINGHAM, AL 35222 | AMFIRST CF | $5K | — | $5K | 8.00% |
| MORGAN WHITE LIMITED | D/B/A MWG BROKER SERVICES P O BOX 14067 JACKSON, MS 392364067 | AMFIRST CF | $3K | — | $3K | 4.50% |
| LBA SERVICE LLC3 Filed as: LBA SERVICE, LLC | 700 37TH ST. SOUTH BIRMINGHAM, AL 35222 | AMFIRST CF | $626 | — | $626 | 1.00% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY CO - BIRMINGHAM, AL | 3500 BLUE LAKE DRIVE SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $4K | — | $4K | 9.05% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY CO - BIRMINGHAM, AL | 3500 BLUE LAKE DRIVE SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $2K | — | $2K | 10.25% |
| THE PRIESTLEY COMPANY3 Filed as: THE PRIESTLEY CO - BIRMINGHAM, AL | 3500 BLUE LAKE DRIVE SUITE 280 BIRMINGHAM, AL 35243 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $1K | — | $1K | 8.78% |
| ALLIANCE ADMINISTRATIVE SERVICES, L | 1510 SMOLIAN PLACE BIRMINGHAM, AL 35205 | ANUVI | $198 | — | $198 | 40.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 128 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF ALABAMA | 123 | $1.3M |
| Dental(3 contracts) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 138 | $74K |
| Vision(3 contracts) | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 138 | $74K |
| Life insurance | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 168 | $217K |
| Long-term disability | THE PRUDENTIAL INSURANCE COMPANY OF AMERICA | 168 | $217K |
| Prescription drug | BLUECROSS BLUESHIELD OF ALABAMA | 123 | $1.1M |
| Other(4 contracts, 4 carriers) | BLUECROSS BLUESHIELD OF ALABAMA | 168 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 168 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.