| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET, SUITE 2760 CHICAGO, IL 60661 | BLUECROSS BLUESHIELD OF ILLINOIS | $43K | $3K | $45K | 3.23% |
| ASSOCIATED AGENCIES, INC3 | 1701 GOLF RD, STE 3-700 ROLLING MEADOWS, IL 60008 | BLUECROSS BLUESHIELD OF ILLINOIS | $12K | $0 | $12K | 0.88% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET, 32ND FLOOR CHICAGO, IL 60661 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $6K | $326 | $6K | 7.94% |
| ASSOCIATED AGENCIES, INC3 | 1701 GOLF RD, STE 3-700 ROLLING MEADOWS, IL 60008 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $2K | $0 | $2K | 2.39% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET, SUITE 2760 CHICAGO, IL 60661 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 11.20% |
| ASSOCIATED AGENCIES, INC3 | 1701 GOLF RD, STE 3-700 ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $401 | $0 | $401 | 2.54% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET, SUITE 2760 CHICAGO, IL 60661 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 10.97% |
| ASSOCIATED AGENCIES, INC3 | 1701 GOLF RD, STE 3-700 ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $430 | $0 | $430 | 2.73% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET, SUITE 2760 CHICAGO, IL 60661 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 10.97% |
| ASSOCIATED AGENCIES, INC3 | 1701 GOLF RD, STE 3-700 ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $430 | $0 | $430 | 2.74% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET, SUITE 2760 CHICAGO, IL 60661 | EYEMED | $1K | $0 | $1K | 12.98% |
| ASSOCIATED AGENCIES, INC3 | 1701 GOLF RD, STE 3-700 ROLLING MEADOWS, IL 60008 | EYEMED | $81 | $0 | $81 | 0.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET, SUITE 2760 CHICAGO, IL 60661 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $215 | $0 | $215 | 11.13% |
| ASSOCIATED AGENCIES, INC3 | 1701 GOLF RD, STE 3-700 ROLLING MEADOWS, IL 60008 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $50 | $0 | $50 | 2.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 194 | $1.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 104 | $73K |
| Vision | EYEMED | 148 | $10K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 146 | $16K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 32 | $16K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 31 | $16K |
| Prescription drug | BLUECROSS BLUESHIELD OF ILLINOIS | 194 | $1.4M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 146 | $2K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 194 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.