| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENIFIT LLC3 | 20343 NORTH HAYDEN ROAD SUITE 105-231 SCOTTSDALE, AZ 85255 | UNITEDHEALTHCARE INSURANCE COMPANY | $23K | $140K | $163K | 6.00% |
| BENIFIT LLC3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 8.25% |
| BENIFIT LLC3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 12.56% |
| ASHLEY BLAIR HACHMEISTER3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 2.44% |
| BENIFIT LLC3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | MUTUAL OF OMAHA INSURANCE COMPANY | $3K | — | $3K | 8.34% |
| ASHLEY BLAIR HACHMEISTER3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | MUTUAL OF OMAHA INSURANCE COMPANY | $637 | — | $637 | 1.66% |
| BENIFIT LLC3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 12.53% |
| ASHLEY BLAIR HACHMEISTER3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $803 | — | $803 | 2.47% |
| BENIFIT LLC3 | 20343 NORTH HAYDEN ROAD SUITE 105 SCOTTSDALE, AZ 85255 | VISION SERVICE PLAN | $1K | — | $1K | 4.51% |
| BENIFIT LLC3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | MUTUAL OF OMAHA INSURANCE COMPANY | $3K | — | $3K | 12.56% |
| ASHLEY BLAIR HACHMEISTER3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | MUTUAL OF OMAHA INSURANCE COMPANY | $671 | — | $671 | 2.45% |
| BENIFIT LLC3 | 2549 EAST INDIGO BRUSH ROAD SCOTTSDALE, AZ 85255 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| FMLASOURCE INC3 | 455 NORTH CITYFRONT PLAZA DRIVE 13TH FLOOR CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 8.38% |
| BENIFIT LLC3 | 20343 NORTH HAYDEN ROAD SUITE 105-231 SCOTTSDALE, AZ 85255 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.34% |
| BENIFIT LLC3 | 2549 EAST INDIGO BRUSH ROAD SCOTTSDALE, AZ 85255 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BENIFIT LLC3 | 20343 NORTH HAYDEN ROAD SUITE 105-231 SCOTTSDALE, AZ 85255 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $890 | $890 | 5.99% |
| BENIFIT LLC3 | 2549 EAST INDIGO BRUSH ROAD SCOTTSDALE, AZ 85255 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| BENIFIT LLC3 | 20343 NORTH HAYDEN ROAD SUITE 105-231 SCOTTSDALE, AZ 85255 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $618 | $618 | 4.73% |
| BENIFIT LLC3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 12.52% |
| ASHLEY BLAIR HACHMEISTER3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $258 | — | $258 | 2.48% |
| BENIFIT LLC3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 12.27% |
| ASHLEY BLAIR HACHMEISTER3 | 3145 EAST CHANDLER BOULEVARD SUITE 110-636 PHOENIX, AZ 85048 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $269 | — | $269 | 2.73% |
| BENIFIT LLC3 | 2549 EAST INDIGO BRUSH ROAD SCOTTSDALE, AZ 85255 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| BENIFIT LLC3 | 20343 NORTH HAYDEN ROAD SUITE 105-231 SCOTTSDALE, AZ 85255 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $465 | $465 | 4.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 548 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 548 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 740 | $2.7M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 784 | $2.9M |
| Vision(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 740 | $2.7M |
| Life insurance(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 548 | $108K |
| Short-term disability(2 contracts, 2 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 224 | $41K |
| Long-term disability(2 contracts, 2 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 548 | $53K |
| Other(6 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 548 | $128K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 784 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.