| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | 500 W 13TH ST FORT WORTH, TX 76102 | BLUECROSS BLUESHIELD OF TEXAS | $15K | $2K | $17K | 5.37% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH ST FORT WORTH, TX 76102 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $3K | $3K | 1.07% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 11700 KATY FREEWAY SUITE 1100 HOUSTON, TX 77079 | DEARBORN LIFE INSURANCE COMPANY | $2K | — | $2K | 13.93% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY INC | 500 W 13TH ST FORT WORTH, TX 76102 | DEARBORN LIFE INSURANCE COMPANY | $0 | $854 | $854 | 5.00% |
| KERI NORTON3 | 12472 FM 2728 TERRELL, TX 75161 | AFLAC | $529 | $119 | $648 | 7.14% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY, INC. | 500 W 13TH ST STE 200 FORT WORTH, TX 76102 | AFLAC | $564 | — | $564 | 6.21% |
| KIMBERLY K DIXON3 Filed as: KIMBERLY DIXON | 8380 WARREN PKWY STE 303 FRISCO, TX 75034 | AFLAC | $185 | $31 | $216 | 2.38% |
| JASON ROBERTS3 Filed as: JASON R ROBERTS | 2325 WHITMAN LN FLOWER MOUND, TX 75028 | AFLAC | $134 | $35 | $169 | 1.86% |
| LINDA WILKINS3 | 1185 COUNTRY ROAD 325 GLEN ROSE, TX 76043 | AFLAC | $112 | — | $112 | 1.23% |
| LINDA A LECIEJEWSKI3 | 1296 SEYMOUR DR FRISCO, TX 75033 | AFLAC | $109 | — | $109 | 1.20% |
| RENE ARRIAGA3 | 509 SANDPIPER LN LAREDO, TX 78045 | AFLAC | $74 | $35 | $109 | 1.20% |
| ROBERT ELI WHITNEY3 Filed as: ROBERT D ALLEN | 11632 W TENAZA DR PEORIA, AZ 85383 | AFLAC | $46 | — | $46 | 0.51% |
| NANCY E ODOM3 | 5921 STONE MEADOW DR PLANO, TX 75093 | AFLAC | $34 | — | $34 | 0.37% |
| GUSTAVO ARRIAGA II3 | 320 W CORK TREE DR ORANGE, CA 92865 | AFLAC | $26 | — | $26 | 0.29% |
| SUZETTE GOULD3 | 6216 TRUMAN ALDRICH PKWY WEST BLOCTON, AL 35184 | AFLAC | $23 | — | $23 | 0.25% |
| DEBORAH M BURLESON3 | 15510 N LA COMETA APT 2407 SURPRISE, AZ 85374 | AFLAC | $20 | — | $20 | 0.22% |
| ELBA L VILLAREAL3 Filed as: ELBA L VILLARREAL | 7810 SHADY VILLA MDW HOUSTON, TX 77055 | AFLAC | $19 | — | $19 | 0.21% |
| BENINTEL, LLC3 | 2535 N CENTRAL EXPY STE 1200 RICHARDSON, TX 75080 | AFLAC | $16 | — | $16 | 0.18% |
| JEFFREY M SATTERLEE3 | 4351 JAGER DR NE STE B RIO RANCHO, NM 87144 | AFLAC | $16 | — | $16 | 0.18% |
| SCHROEDER SERVICES GROUP LLC3 | PO BOX 820213 DALLAS, TX 75382 | AFLAC | $11 | — | $11 | 0.12% |
| ANGELIQUE N LILES3 | 9101 HURON AVE LUBBOCK, TX 79424 | AFLAC | $11 | — | $11 | 0.12% |
| ISELA BERENICE ARRIAGA3 | 320 W CORK TREE DR ORANGE, CA 92865 | AFLAC | $10 | — | $10 | 0.11% |
| WESLEY STEVENS3 | 1411 PALMNOLD CIR E FORT WORTH, TX 76120 | AFLAC | $8 | — | $8 | 0.09% |
| THE BLUE ORANGE SOLUTIONS, LLC3 Filed as: THE BLUE ORANGE SOLUTIONS | 2435 N CENTRAL EXPY 12TH FL RICHARDSON, TX 75080 | AFLAC | $7 | — | $7 | 0.08% |
| PATRICIA R ALDAPE3 | PO BOX 181515 ARLINGTON, TX 76096 | AFLAC | $7 | — | $7 | 0.08% |
| RONALD E KIRKLAND3 Filed as: RONALD JONES | 2523 CREEK DR GRANBURY, TX 76048 | AFLAC | $6 | — | $6 | 0.07% |
| THE HORTON GROUP3 Filed as: KELLY E HORTON | 7340 BAKER BLVD STE 390 RICHLAND HILLS, TX 76118 | AFLAC | $6 | — | $6 | 0.07% |
| CHRIS NORTHRUP3 Filed as: CHRIS A NORTHRUP | 509 QUAIL CREST DR COLLEYVILLE, TX 76034 | AFLAC | $5 | — | $5 | 0.06% |
| MICHAEL TIRRELL HOWARD3 | 570 COUNTY ROAD 1211 SULPHUR SPRINGS, TX 75482 | AFLAC | $4 | — | $4 | 0.04% |
| GCG FINANCIAL LLC3 Filed as: SYLVIA LARA | 2735 WESTERN HILLS DR D LANCASTER, TX 75146 | AFLAC | $4 | — | $4 | 0.04% |
| DENNIS W CAMDEN3 | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $3 | — | $3 | 0.03% |
| DARRIN GLENN SPRADLEY3 | 17431 TAMARON DR DALLAS, TX 75287 | AFLAC | $3 | — | $3 | 0.03% |
| DELPHINE B HUDDELSTON3 | 2716 RIVER FOREST CT BEDFORD, TX 76021 | AFLAC | $3 | — | $3 | 0.03% |
| BRITTANY A TALLENT3 | 9329 WOOD DUCK DR FT WORTH, TX 76118 | AFLAC | $2 | — | $2 | 0.02% |
| MICHAEL A SIMPSON3 | 1318 MONTGOMERY LN SOUTHLAKE, TX 76092 | AFLAC | $2 | — | $2 | 0.02% |
| CLARENCE E (GENE) DANNELLY3 | 20110 AMBERVINE CIRCLE KATY, TX 77450 | AFLAC | $2 | — | $2 | 0.02% |
| DAVID B MOSKOWITZ3 | 9191 N 117TH WAY SCOTTSDALE, AZ 85259 | AFLAC | $2 | — | $2 | 0.02% |
| PATRICIA C RAMOS3 | 6610 WILDHAVEN DR ROWLETT, TX 75089 | AFLAC | $1 | — | $1 | 0.01% |
| CHRISTI HOLT3 | 863 MULLRANY DR COPPELL, TX 75019 | AFLAC | $1 | — | $1 | 0.01% |
| GARY WAYNE WILLINGHAM3 | 6033 STRAFFORD OAKS DR SEBRING, FL 33875 | AFLAC | $1 | — | $1 | 0.01% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $1 | — | $1 | 0.01% |
| DAVID DOUG TALMAGE3 Filed as: DAVID (DOUG) TALMAGE | PO BOX 8863 GREENVILLE, TX 75404 | AFLAC | $1 | — | $1 | 0.01% |
| ANTHONY LAMONT CUINGTON3 | 1825 W WALNUT HILL LN STE 120 IRVING, TX 75038 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN M JOHNSON3 | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $0 | — | $0 | 0.00% |
| TIFFANY INGRAM WALKER3 | 8627 WOODS HOLLOW TRL RICHMOND, TX 77406 | AFLAC | $0 | — | $0 | 0.00% |
| SHARON JOYCE JOHNSTON3 | 218 N WILLOW ST MANSFIELD, TX 76063 | AFLAC | $0 | — | $0 | 0.00% |
| DANIEL J TAYLOR3 | 2170 N LAKE DR APT 6032 COLUMBIA, SC 29212 | AFLAC | $0 | — | $0 | 0.00% |
| KERI NORTON3 | 12472 FM 2728 TERRELL, TX 75161 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | — |
| KIMBERLY KAY DIXON3 | 2300 MAIDENS CASTLE DR LEWISVILLE, TX 75056 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | — |
| LINDA A LECIEJEWSKI3 Filed as: LINDA ANNE LECIEJEWSKI | 1327 SPIRIT FALLS DR FRISCO, TX 750330955 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | — |
| ROBERT ELI WHITNEY3 Filed as: ROBERT D ALLEN | 11632 W TENAZA DR SUITE 300 PEORIA, AZ 853834554 | CONTINENTAL AMERICAN INSURANCE COMPANY | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | BLUECROSS BLUESHIELD OF TEXAS | 236 | $321K |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 236 | $312K |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 154 | $17K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 154 | $17K |
| Short-term disability(2 contracts, 2 carriers) | AFLAC | 75 | $9K |
| Other(3 contracts, 3 carriers) | DEARBORN LIFE INSURANCE COMPANY | 154 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 236 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.