| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | BLUE CROSS BLUE SHIELD OF TEXAS | $104K | $0 | $104K | 4.49% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 9811 KATY FREEWAY, STE 500 HOUSTON, TX 77024 | BLUE CROSS BLUE SHIELD OF TEXAS | $0 | $28K | $28K | 1.20% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 Filed as: ANCO INSURANCE BRYAN | PO BOX 3889 BRYAN, TX 77805 | UNITED OF OMAHA LIFE INSURANCE CO. | $32K | $9K | $40K | 19.13% |
| PAYCOM PAYROLL LLC3 Filed as: PAYCOM PAYROLL, LLC | 7501 W. MEMORIAL ROAD OKLAHOMA CITY, OK 73142 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $10K | $10K | 4.98% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICE, INC. | 1250 S. CAPITAL OF TX HWY, STE 600 WEST LAKE HILLS, TX 78746 | UNITED OF OMAHA LIFE INSURANCE CO. | $0 | $3K | $3K | 1.48% |
| ANCO INS. SVC. OF BRYAN COLLEGE STA3 | 1111 BRIARCREST DR. BRYAN, TX 77802 | DEARBORN LIFE INSURANCE COMPANY | $4K | $569 | $5K | 10.30% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 9811 KATY FREEWAY, STE 500 HOUSTON, TX 77024 | DEARBORN LIFE INSURANCE COMPANY | $361 | $597 | $958 | 2.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 412 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 414 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF TEXAS | 433 | $2.3M |
| Dental | BLUE CROSS BLUE SHIELD OF TEXAS | 433 | $2.3M |
| Vision | DEARBORN LIFE INSURANCE COMPANY | 402 | $47K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE CO. | 427 | $210K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE CO. | 427 | $210K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE CO. | 427 | $210K |
| Other | UNITED OF OMAHA LIFE INSURANCE CO. | 427 | $210K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.