| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 5340 KIETZKE LN STE 201 RENO, NV 89511 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $31K | — | $31K | 7.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 5340 KIETZKE LN STE 201 RENO, NV 89511 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $18K | — | $18K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA | 5985 HOME GARDENS DR STE A RENO, NV 89502 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 3.07% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 5340 KIETZKE LN STE 201 RENO, NV 89511 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $15K | — | $15K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA | 5985 HOME GARDENS DR STE A RENO, NV 89502 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 2.86% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 5340 KIETZKE LN STE 201 RENO, NV 89511 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA | 5985 HOME GARDENS DR STE A RENO, NV 89502 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 3.51% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 5340 KIETZKE LN STE 201 RENO, NV 89511 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | — | $11K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA | 5985 HOME GARDENS DR STE A RENO, NV 89502 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.07% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 375 E WARM SPRINGS RD STE 201 LAS VEGAS, NV 89119 | RELIASTAR LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| BENE RE LLC3 | 5217 MONROE ST STE B TOLDEO, OH 43623 | RELIASTAR LIFE INSURANCE COMPANY | — | $6K | $6K | 8.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 5340 KIETZKE LN STE 201 RENO, NV 89511 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA | 5985 HOME GARDENS DR STE A RENO, NV 89502 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $991 | $991 | 2.55% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 5340 KIETZKE LN STE 201 RENO, NV 89511 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA | 5985 HOME GARDENS DR STE A RENO, NV 89502 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 8.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 687 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 690 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,240 | $416K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 761 | $39K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 689 | $164K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 161 | $134K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 251 | $100K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 689 | $238K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,240 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.