| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $65K | $65K | 3.55% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | SUN LIFE ASSURANCE COMPANY OF CANADA | $16K | — | $16K | 9.69% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 2.38% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | DELTA DENTAL OF MICHIGAN | $3K | — | $3K | 2.59% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | EYEMED VISION CARE | $828 | — | $828 | 8.45% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | EYEMED VISION CARE | $234 | — | $234 | 8.45% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | EYEMED VISION CARE | $119 | — | $119 | 8.48% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | EYEMED VISION CARE | $112 | — | $112 | 8.47% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | EYEMED VISION CARE | $83 | — | $83 | 8.42% |
| BRIEDEN CONSULTING GROUP3 Filed as: BRIEDEN CONSULTING GROUP INC | 17000 KERCHEVAL AVE STE 210 GROSSE POINTE WOODS, MI 48230 | EYEMED VISION CARE | $43 | — | $43 | 8.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 182 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 262 | $1.8M |
| Dental | DELTA DENTAL OF MICHIGAN | 277 | $114K |
| Vision(6 contracts) | EYEMED VISION CARE | 162 | $17K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 410 | $168K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 410 | $168K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 410 | $168K |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 410 | $168K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 410 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.