See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE SEGAL COMPANY EIN 13-1835864 NONE | Direct payment from the plan; Consulting (general); Actuarial Service code 11 | 1800 M STREET NW WASHINGTON, DC 20036 | $110K |
| CDS ADMINISTRATORS EIN 25-1352803 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 60 BOULEVARD OF THE ALLIES PITTSBURGH, PA 15222 | $78K |
| SEGAL MARCO ADVISORS NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 1300 EAST 9TH STREET SUITE 1900 CLEVELAND, OH 44114 | $61K |
| JENNER & BLOCK LLP NONE | Legal; Direct payment from the plan Service code 29 | 353 N CLARK STREET CHICAGO, IL 606543456 | $51K |
| UNICARE LIFE & HEALTH INSURANCE EIN 52-0913817 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $29K |
| PNC BANK EIN 22-1146430 NONE | Investment management fees paid directly by plan; Custodial (securities) Service code 19 | 300 DELAWARE AVE. WILMINGTON, DE 19801 | $26K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 7501 WISCONSIN AVE, SUITE 1200W BETHESDA, MD 20814 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 741 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 741 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF MICHIGAN | 781 | $3.2M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF MICHIGAN | 781 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 781 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.