| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PENTRA LLC3 Filed as: PENTRA, LLC | 1041 OLD CASSATT RD BERWYN, PA 193121152 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $83K | $88K | 5.24% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS, INC | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 117883914 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.33% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 117883914 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $4K | $4K | 0.23% |
| INTEGRATED BENEFIT SERVICES INC3 | 795 E LANCASTER AVENUE # 210 VILLANOVA, PA 190851500 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $3K | $3K | 0.17% |
| PENTRA LLC3 Filed as: PENTRA, LLC | 795 E LANCASTER AVE STE 210 VILLANOVA, PA 190851525 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 11.89% |
| AGM BENEFITS3 | AN ALERA GROUP AGENCY LLC 8550 UNITED PLAZA BLVD STE 210 BATON ROUGE, LA 70809 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 14.23% |
| PENTRA LLC3 Filed as: PENTRA INC | TWO VILLANOVA CENTER 795 E LANCASTER AVE STE 210 VILLANOVA, PA 19085 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $919 | — | $919 | 5.60% |
| MADURO INSURANCE GROUP3 | 7171 SW 62ND AVE SUITE 502 SOUTH MIAMI, FL 33143 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | — | $29 | 0.18% |
| ENROLLMENT ALLIANCE LLC3 | 1302 NORTH 19 STREET SUITE 150 TAMPA, FL 33605 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $27 | — | $27 | 0.16% |
| PAYPRO VENTURES LLC3 Filed as: PAYPRO CORP | 210 MARCUS BLVD HAUPPAUGE, NY 11788 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $14 | — | $14 | 0.09% |
| IGLESIAS ENRIQUE A3 | 204 E SOUTH ST UNIT 4055 ORLANDO, FL 328013555 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.05% |
| ENROLLMENT ALLIANCE LLC3 | 1302 NORTH 19TH STREET SUITE 150 TAMPA, FL 33605 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| BRENNAN CRISTINA3 | 2807 CORDOBA RANCH BLVD LUTZ, FL 335593961 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| AGM BENEFITS3 | AN ALERA GROUP AGENCY LLC 8550 UNITED PLAZA BLVD STE 210 BATON ROUGE, LA 70809 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 13.37% |
| PENTRA LLC3 Filed as: PENTRA INC | TWO VILLANOVA CENTER 795 E LANCASTER AVE STE 210 VILLANOVA, PA 19085 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $685 | — | $685 | 4.97% |
| ENROLLMENT ALLIANCE LLC3 | 1302 NORTH 19 STREET SUITE 150 TAMPA, FL 33605 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $53 | — | $53 | 0.38% |
| MADURO INSURANCE GROUP3 | 7171 SW 62ND AVE SUITE 502 SOUTH MIAMI, FL 33143 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $32 | — | $32 | 0.23% |
| IGLESIAS ENRIQUE A3 | 204 E SOUTH ST UNIT 4055 ORLANDO, FL 328013555 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | — | $29 | 0.21% |
| ENROLLMENT ALLIANCE LLC3 | 1302 NORTH 19TH STREET SUITE 150 TAMPA, FL 33605 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| AGM BENEFITS3 | AN ALERA GROUP AGENCY LLC 8550 UNITED PLAZA BLVD STE 210 BATON ROUGE, LA 70809 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 31.27% |
| PENTRA LLC3 Filed as: PENTRA INC | TWO VILLANOVA CENTER 795 E LANCASTER AVE STE 210 VILLANOVA, PA 19085 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 12.67% |
| AGM BENEFITS3 | AN ALERA GROUP AGENCY LLC 8550 UNITED PLAZA BLVD STE 210 BATON ROUGE, LA 70809 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 18.84% |
| PENTRA LLC3 Filed as: PENTRA INC | TWO VILLANOVA CENTER 795 E LANCASTER AVE STE 210 VILLANOVA, PA 19085 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $461 | — | $461 | 7.57% |
| MADURO INSURANCE GROUP3 | 7171 SW 62ND AVE SUITE 502 SOUTH MIAMI, FL 33143 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | — | $5 | 0.08% |
| ENROLLMENT ALLIANCE LLC3 | 1302 NORTH 19 STREET SUITE 150 TAMPA, FL 33605 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.07% |
| IGLESIAS ENRIQUE A3 | 204 E SOUTH ST UNIT 4055 ORLANDO, FL 328013555 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| ENROLLMENT ALLIANCE LLC3 | 1302 NORTH 19TH STREET SUITE 150 TAMPA, FL 33605 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 675 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 684 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 333 | $1.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 333 | $1.7M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 333 | $1.7M |
| Life insurance(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 541 | $33K |
| Other(5 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 541 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 541 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.