| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | $133K | $0 | $133K | 2.74% |
| CGI EMPLOYEE BENEFITS GROUP3 | 171 LONDONDERRY TURNPIKE ROAD HOOKSETT, NH 03106 | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | $9K | $0 | $9K | 0.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | $89K | $0 | $89K | 2.72% |
| CGI EMPLOYEE BENEFITS GROUP3 | 171 LONDONDERRY PURNPIKE RD HOOKSETT, NH 03106 | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | $6K | $0 | $6K | 0.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | HPHC INSURANCE COMPANY | $58K | $0 | $58K | 2.73% |
| CGI EMPLOYEE BENEFITS GROUP3 | 171 LONDONDERRY TURNPIKE ROAD HOOKSETT, NH 03106 | HPHC INSURANCE COMPANY | $4K | $0 | $4K | 0.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | $54K | $0 | $54K | 2.76% |
| CGI EMPLOYEE BENEFITS GROUP3 | 171 LONDONDERRY TURNPIKE ROAD HOOKSETT, NH 03106 | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | $4K | $0 | $4K | 0.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | $36K | $0 | $36K | 2.80% |
| CGI EMPLOYEE BENEFITS GROUP3 | 171 LONDONDERRY TURNPIKE RD HOOKSETT, NC 03106 | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | $3K | $0 | $3K | 0.20% |
| LIAZON BENEFITS INC3 Filed as: LIAZON CORPORATION | 199 SCOTT ST 8TH FLOOR BUFFALO, NY 14204 | DELTA DENTAL PLAN OF NEW HAMPSHIRE,INC. | $40K | $0 | $40K | 4.17% |
| BOLLINGER INC3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | DELTA DENTAL PLAN OF NEW HAMPSHIRE,INC. | $26K | $0 | $26K | 2.67% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN, GERVINO & WARLICK, INC. | 171 LONDONDERRY TURNPIKE RD HOOKSETT, NH 03106 | DELTA DENTAL PLAN OF NEW HAMPSHIRE,INC. | $6K | $0 | $6K | 0.66% |
| COMBINED SERVICES LLC3 | PO BOX 1320 CONCORD, NH 03302 | DELTA DENTAL PLAN OF NEW HAMPSHIRE,INC. | $3K | $0 | $3K | 0.33% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | HPHC INSURANCE COMPANY | $20K | $0 | $20K | 2.79% |
| CGI EMPLOYEE BENEFITS GROUP3 | 171 LONDONDERRY TURNPIKE ROAD HOOKSETT, NH 03106 | HPHC INSURANCE COMPANY | $1K | $0 | $1K | 0.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 2.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $10K | $10K | 2.50% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $35K | $0 | $35K | 15.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $6K | $6K | 2.50% |
| BOLLINGER INC3 Filed as: BOLLINGER, INC. | 101 JOHN F KENNEDY PARKWAY #1 SHORT HILLS, NJ 07078 | GUARDIAN LIFE INSURANCE COMPANY | $60K | $0 | $60K | 32.10% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN GERVINO & WARLICK, INC. | 171 LONDONDERRY TURNPIKE RD. HOOKSETT, NH 03106 | GUARDIAN LIFE INSURANCE COMPANY | $15K | $0 | $15K | 7.90% |
| LIAZON BENEFITS INC3 | 199 SCOTT ST 8TH FLOOR BUFFALO, NY 14204 | GUARDIAN LIFE INSURANCE COMPANY | $7K | $0 | $7K | 4.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 200 JEFFERSON PARK WHIPPANY, NJ 07981 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $23K | $0 | $23K | 15.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 W GOLF RD 11TH FLOOR ROLLING MEADOWS, IL 60008 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $4K | $4K | 2.50% |
| CRONIN GERVINO & WARLICK INC3 Filed as: CRONIN, GERVINO & WARLICK, INC. | 171 LONDONDERRY TPKE HOOKSETT, NH 031061977 | VISION SERVICE PLAN | $4K | $0 | $4K | 3.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,136 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | 602 | $14.2M |
| Dental | DELTA DENTAL PLAN OF NEW HAMPSHIRE,INC. | 2,007 | $962K |
| Vision | VISION SERVICE PLAN | 787 | $131K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,130 | $405K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,427 | $231K |
| Prescription drug(6 contracts, 2 carriers) | HARVARD PILGRIM HEALTH CARE OF NE, INC. - MA | 602 | $14.2M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,130 | $743K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,007 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.