| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BXS INSURANCE INC3 | 16 THOMPSON PARK HATTIESBURG, MS 39401 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $30K | $30K | 2.77% |
| BXS INSURANCE INC3 | PO BOX 3809 BANTON ROUGE, LA 70821 | STAMOUNT LIFE INSURANCE COMPANY | $670 | — | $670 | 1.10% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | — | $5K | 14.98% |
| BXS INSURANCE INC3 | PO BOX 3809 BATON ROUGE, LA 70821 | STARMOUNT LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 21.14% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $259 | — | $259 | 3.62% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | — | $6K | 100.00% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 100.00% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $704 | — | $704 | 21.81% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $131 | — | $131 | 4.06% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $412 | — | $412 | 26.50% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $641 | — | $641 | 48.34% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $194 | — | $194 | 14.63% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $49 | — | $49 | 5.78% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $11 | — | $11 | 1.30% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $275 | — | $275 | 46.85% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $90 | — | $90 | 15.33% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 6.49% |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | — |
| BXS INSURANCE INC3 | PO BOX 250 GULFPORT, MS 39502 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $365 | — | $365 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 373 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 373 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 168 | $1.1M |
| Dental | STAMOUNT LIFE INSURANCE COMPANY | 167 | $61K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 145 | $13K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 373 | $33K |
| Short-term disability(3 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 42 | $9K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 373 | $4K |
| Other(6 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 373 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 373 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.