| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 50 LOUIS STREET GRAND RAPIDS, MI 49503 | PRIORITY HEALTH INSURANCE COMPANY | $20K | — | $20K | 3.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 50 LOUIS STREET GRAND RAPIDS, MI 49503 | PRIORITY HEALTH INSURANCE COMPANY | $16K | — | $16K | 2.75% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | PO BOX 955909 ST. LOUIS, MO 63195 | VISION SERVICE PLAN | $3K | — | $3K | 2.38% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES INC. | PO BOX 955909 ST. LOUIS, MO 63195 | VISION SERVICE PLAN | $2K | — | $2K | 1.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC-DALLAS | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | PO BOX 905494 CHARLOTTE, NC 28290 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 818 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 820 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | PRIORITY HEALTH INSURANCE COMPANY | 1,396 | $1.2M |
| Vision(2 contracts) | VISION SERVICE PLAN | 603 | $248K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 841 | $192K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 841 | $63K |
| Prescription drug(2 contracts) | PRIORITY HEALTH INSURANCE COMPANY | 1,396 | $1.2M |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 841 | $332K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,396 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.