| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS MCGEE LC3 | 920 MAIN STREET SUITE 1700 KANSAS CITY, MO 64105 | DELTA DENTAL OF KANSAS, INC. | $2K | — | $2K | 3.60% |
| JOYCE JOHN D3 | 120 W 12TH STREET SUITE 1000 KANSAS CITY, MO 64105 | KANSAS CITY LIFE INSURANCE COMPANY | $2K | — | $2K | 13.09% |
| THOMAS MCGEE LC3 Filed as: THOMAS MCGEE, L.C. | 920 MAIN ST STE. 1700 KANSAS CITY, MO 64108 | SURENCY LIFE AND HEALTH | $459 | — | $459 | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RISK STRATAGIES COMPANY EIN 16-1689464 CUSTODIAL (SECURITIES) | Custodial (securities) Service code 19 | 160 FEDERAL STREET FLOOR 4 BOSTON, MA 02110 | $49K |
| LUCENT HEALTH SOLUTIONS LLC EIN 39-1997579 CLAIMS PROCESSING | Claims processing Service code 12 | 5560 W GRANDE MARKET DR. APPLETON, WI 54913 | $47K |
| CONNECTICUT GENERAL LIFE EIN 60-0303370 OTHER | Other fees Service code 99 | PO BOX 645014 CINCINNATI, OH 45264 | $27K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | LUCENT HEALTH SOLUTIONS LLC | 210 | $123K |
| Dental(2 contracts) | DELTA DENTAL OF KANSAS, INC. | 143 | $65K |
| Vision(2 contracts) | SURENCY LIFE AND HEALTH | 109 | $9K |
| Life insurance | KANSAS CITY LIFE INSURANCE COMPANY | 311 | $18K |
| Other | KANSAS CITY LIFE INSURANCE COMPANY | 311 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 311 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.