| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES OF | CALIFORNIA INC. 3697 MT. DIABLO BLVD, SUITE 100 LAFAYETTE, CA 945593769 | METROPOLITAN LIFE INSURANCE COMPANY | — | $45 | $45 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROW& BROWN INSURANCE SERVICES OF | CALIFORNIA 3697 MT. DIABLO BLVD, SUITE 100 LAFAYETTE, CA 94549 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $68 | $3K | $3K | 1.73% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG & BUCKELEW, INC. | P.O. BOX 989 MARLTON, NJ 08053 | FIDELITY SECURITY LIFE INSURANCE COMPANY - EYEMED | $881 | — | $881 | 5.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 660 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 666 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,020 | $221K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 300 | $43K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 660 | $191K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 660 | $191K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 660 | $191K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 660 | $191K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,020 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.