| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | — | HEALTHPARTNERS INSURANCE COMPANY | $28K | — | $28K | 3.10% |
| MAGUIRE AGENCY INC3 Filed as: MAGUIRE AGENCY | — | HEALTHPARTNERS INSURANCE COMPANY | $5K | — | $5K | 0.59% |
| GUSTO INSURANCE SVCS LLC3 Filed as: GUSTO INSURANCE SERVICES, LLC | — | HEALTHPARTNERS INSURANCE COMPANY | — | $83 | $83 | 0.01% |
| MAGUIRE AGENCY INC3 | — | STARMOUNT LIFE INSURANCE COMPANY | $633 | — | $633 | 0.53% |
| MARSH & MCLENNAN AGENCY LLC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $907 | $3K | 13.57% |
| MARC A GROVE3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $1K | $2K | 8.76% |
| MAGUIRE AGENCY INC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $526 | — | $526 | 2.23% |
| BRIDGET ZUNIGA3 Filed as: BRIDGET AUSMAN | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $288 | — | $288 | 1.22% |
| MARSH & MCLENNAN AGENCY LLC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $468 | $2K | 15.65% |
| MARC A GROVE3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $513 | $513 | $1K | 8.58% |
| BRIDGET ZUNIGA3 Filed as: BRIDGET AUSMAN | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $308 | — | $308 | 2.58% |
| MAGUIRE AGENCY INC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $135 | — | $135 | 1.13% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $659 | $7K | 59.47% |
| MARSH & MCLENNAN AGENCY LLC3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $407 | $2K | 15.60% |
| MARC A GROVE3 | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $465 | $465 | $930 | 8.91% |
| BRIDGET ZUNIGA3 Filed as: BRIDGET AUSMAN | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $279 | — | $279 | 2.67% |
| MAGUIRE AGENCY INC3 Filed as: MAGUIRE ACENCY INC | — | UNUM LIFE INSURANCE COMPANY OF AMERICA | $172 | — | $172 | 1.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHPARTNERS INSURANCE COMPANY | 311 | $912K |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 159 | $119K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 159 | $119K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 257 | $22K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 110 | $24K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 110 | $24K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 257 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 311 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.