| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $28K | $28K | 1.29% |
| THE JAMES B OSWALD COMPANY3 | 1100 SUPERIOR AVENUE EAST SUITE 1500 CLEVELAND, OH 44114 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $15K | $15K | 0.67% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE COLUMBUS | 250 WEST OLD WILSON BRIDGE ROAD SUITE 190 WORTHINGTON, OH 43085 | UNITEDHEALTHCARE INSURANCE COMPANY | $12K | — | $12K | 0.55% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 1.93% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 1.23% |
| THE JAMES B OSWALD COMPANY3 | 1100 SUPERIOR AVENUE SUITE 1500 CLEVELAND, OH 44114 | STANDARD INSURANCE COMPANY | $506 | — | $506 | 0.46% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.59% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 8.66% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 13.59% |
| REBECCA HAYSLIP3 | 1100 SUPERIOR AVENUE EAST SUITE 1500 CLEVELAND, OH 44114 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.77% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.39% |
| REBECCA HAYSLIP3 | 1100 SUPERIOR AVENUE EAST SUITE 1500 CLEVELAND, OH 44114 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.50% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.98% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| REBECCA HAYSLIP3 | 1100 SUPERIOR AVENUE EAST SUITE 1500 CLEVELAND, OH 44114 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.05% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.95% |
| EDWARD D SOMMER3 Filed as: EDWARD D A SOMMER | 300 WEST WILSON BRIDGE ROAD WORTHINGTON, OH 43085 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 7.51% |
| THE JAMES B OSWALD COMPANY3 Filed as: JAMES B OSWALD COMPANY | 34 OSWALD CENTRE CLEVELAND, OH 44114 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $471 | — | $471 | 2.47% |
| REBECCA HAYSLIP3 | 1100 SUPERIOR AVENUE EAST SUITE 1500 CLEVELAND, OH 44114 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $795 | — | $795 | 6.66% |
| EDWARD D SOMMER3 | 300 WEST WILSON BRIDGE ROAD SUITE 300 WORTHINGTON, OH 43085 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $399 | — | $399 | 3.34% |
| JAMES A VANDIVER3 Filed as: JAMES RYAN | 1429 KING AVENUE COLUMBUS, OH 43212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $188 | — | $188 | 1.70% |
| JAMES A VANDIVER3 Filed as: JAMES RYAN | 1429 KING AVENEUE COLUMBUS, OH 43212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $179 | — | $179 | 1.62% |
| RICHARD GARLAND BAILEY3 | 131 KING LEES COURT LEXINGTON, SC 29072 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $135 | — | $135 | 1.22% |
| KATIE MIRACLE AGENCY3 Filed as: KATIE MIRACLE SOLE MBR | 112 RICH ROAD LOVELAND, OH 45140 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $127 | — | $127 | 1.15% |
| RICHARD GARLAND BAILEY3 | 131 KING LEES COURT LEXINGTON, SC 29072 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $119 | — | $119 | 1.07% |
| KATIE MIRACLE AGENCY3 Filed as: KATIE MIRACLE SOLE MBR | 112 RICH ROAD LOVELAND, OH 45140 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $86 | — | $86 | 0.78% |
| KATIE MIRACLE AGENCY3 Filed as: KATIE MIRACLE SOLE MBR | 112 RICH ROAD LOVELAND, OH 45140 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $67 | — | $67 | 0.61% |
| MARK L HUFHAND3 | 3313 LEE STREET NORTH CANTON, OH 44720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $62 | — | $62 | 0.56% |
| KATIE MIRACLE AGENCY3 Filed as: KATIE MIRACLE SOLE MBR | 112 RICH ROAD LOVELAND, OH 45140 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $60 | — | $60 | 0.54% |
| LAYNE FINANCIAL INC3 | 315 GREEN RIDGE ROAD SUITE H-1 NEW CASTLE, PA 16105 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | — | $52 | 0.47% |
| MARK L HUFHAND3 | 3313 LEE STREET NORTH CANTON, OH 44720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $52 | — | $52 | 0.47% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL INCORPORATED | 215 GREEN RIDGE DRIVE SUITE H 1 NEW CASTLE, PA 16015 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $37 | — | $37 | 0.33% |
| JOHN CAUPP3 | 936 ORVILLE WAY XENLA, OH 45385 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.32% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL INCORPORATED | 315 GREEN RIDGE ROAD SUITE H 1 NEW CASTLE, PA 16105 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $30 | — | $30 | 0.27% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL INCORPORATED | 315 GREEN RIDGE DRIVE SUITE H 1 NEW CASTLE, PA 16015 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $29 | — | $29 | 0.26% |
| MARK L HUFHAND3 | 3313 LEE STREET NORTH CANTON, OH 44720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $24 | — | $24 | 0.22% |
| JOHN CAUPP3 | 936 ORVILLE WAY XENIA, OH 45385 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 0.16% |
| MARK L HUFHAND3 | 3313 LEE STREET NORTH CANTON, OH 44720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.11% |
| MICHAEL C HURLEY3 | 7484 STATE ROUTE 195 ALGER, OH 45812 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.09% |
| MICHAEL C HURLEY3 | 7484 STATE ROUTE 195 ALGER, OH 45812 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.06% |
| JAMES A VANDIVER3 Filed as: JAMES RYAN | 1429 KING AVENUE COLUMBUS, OH 43212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.05% |
| KATIE MIRACLE AGENCY3 Filed as: KATIE MIRACLE SOLE MBR | 112 RICH ROAD LOVELAND, OH 45140 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6 | — | $6 | 0.05% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL INCORPORATED | 315 GREEN RIDGE ROAD SUITE H 1 NEW CASTLE, PA 16015 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.04% |
| MARK L HUFHAND3 | 3313 LEE STREET NORTH CANTON, OH 44720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| RICHARD GARLAND BAILEY3 Filed as: RICHARD GARLAND BALLEY | 131 KING LEES COURT LEXINGTON, SC 29072 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| LAYNE FINANCIAL INC3 Filed as: LAYNE FINANCIAL INCORPORATED | 315 GREEN RIDGE DRIVE SUITE H 1 NEW CASTLE, PA 16015 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| MARK L HUFHAND3 | 3313 LEE STREET NORTH CANTON, OH 44720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 261 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 426 | $2.2M |
| Dental | STANDARD INSURANCE COMPANY | 196 | $109K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 306 | $19K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 255 | $103K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 137 | $35K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 133 | $79K |
| Other(6 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 255 | $184K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 426 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.