| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ELAINE ASH3 | 161 OTTAWA NW SUITE 301 GRAND RAPIDS, MI 49503 | PRIORITY HEALTH INSURANCE COMPANY | $73K | — | $73K | 4.12% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA PAUL GOEBEL GROUP | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | STARMOUNT LIFE INSURANCE COMPANY | $7K | $1K | $8K | 12.33% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWAY SE GRAND RAPIDS, MI 49546 | STARMOUNT LIFE INSURANCE COMPANY | $3K | — | $3K | 5.00% |
| ACRISURE LLC3 | MEG GOEBEL 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | DELTA DENTAL OF MICHIGAN | $2K | $207 | $2K | 4.30% |
| ACRISURE LLC3 | MEG GOEBEL 500 N WATER ST, STE 900 CORPUS CHRISTI, TX 78401 | DELTA DENTAL OF MICHIGAN | $913 | — | $913 | 1.71% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA PAUL GOEBEL GROUP | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | UNUM LIFE INSURANCE OF AMERICA | $4K | $572 | $5K | 17.70% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE GRAND RAPIDS, MI 49546 | UNUM LIFE INSURANCE OF AMERICA | $1K | — | $1K | 5.00% |
| ACRISURE LLC3 | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 49316 | COMPANION LIFE | $4K | — | $4K | 14.77% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE GRAND RAPIDS, MI 49546 | COMPANION LIFE | $2K | — | $2K | 6.65% |
| AGENT ALLIANCE CORPORATION3 | 500 CASCADE WEST PKWY SUITE 160 GRAND RAPIDS, MI 49546 | COMPANION LIFE | $185 | — | $185 | 0.74% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA | PAUL GOEBEL GROUP INC 161 OTTAWA AVE, NW #301 GRAND RAPIDS, MI 49503 | EYEMED | $1K | — | $1K | 12.07% |
| BENEFIT PROFILES INC3 | 500 CASCADE ROAD #160 GRAND RAPIDS, MI 49546 | EYEMED | $666 | — | $666 | 6.03% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA PAUL GOEBEL GROUP | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $436 | — | $436 | 10.09% |
| BENEFIT PROFILE INC3 | 500 CASCADE WEST PKWY SE STE 160 GRAND RAPIDS, MI 49546 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $436 | — | $436 | 10.09% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA PAUL GOEBEL GROUP | 5664 PRAIRIE CREEK DR CALEDONIA, MI 49316 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $438 | $48 | $486 | 20.39% |
| BENEFIT PROFILES INC3 | 500 CASCADE WEST PKWY SE GRAND RAPIDS, MI 49546 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $119 | — | $119 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 180 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRIORITY HEALTH INSURANCE COMPANY | 344 | $1.8M |
| Dental(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 213 | $119K |
| Vision(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 415 | $77K |
| Life insurance(3 contracts, 3 carriers) | UNUM LIFE INSURANCE OF AMERICA | 264 | $56K |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE OF AMERICA | 264 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 415 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.