| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRUCE LANGDON3 | 1732 YUCCA ROAD OCEANSIDE, CA 92054 | HUMANA HEALTH PLAN, INC. | $16K | — | $16K | 2.93% |
| CENTERSTONE INSURANCE AND FINANCIAL | 12404 PARK CENTRAL DR., SUITE 400S DALLAS, TX 752511800 | HUMANA HEALTH PLAN, INC. | — | $276 | $276 | 0.05% |
| BRUCE LANGDON3 | 1732 YUCCA ROAD OCEANSIDE, CA 92054 | HUMANA HEALTH PLAN, INC. | $4K | — | $4K | 3.02% |
| CENTERSTONE INSURANCE AND FINANCIAL | 12404 PARK CENTRAL DR., SUITE 400S DALLAS, TX 752511800 | HUMANA HEALTH PLAN, INC. | $86 | — | $86 | 0.06% |
| BRUCE LANGDON3 | 1732 YUCCA ROAD OCEANSIDE, CA 92054 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 10.00% |
| BRUCE LANGDON3 | 1732 YUCCA ROAD OCEANSIDE, CA 92054 | SUN LIFE ASSURANCE CO OF CANADA | $1K | — | $1K | 9.99% |
| BRUCE LANGDON3 | 1732 YUCCA ROAD OCEANSIDE, CA 92054 | HUMANA INSURANCE COMPANY | $536 | — | $536 | 10.04% |
| CENTERSTONE INSURANCE AND FINANCIAL | 12404 PARK CENTRAL DR., SUITE 400S DALLAS, TX 752511800 | HUMANA INSURANCE COMPANY | $9 | — | $9 | 0.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUN LIFE ASSURANCE CO OF CANADA | 25 | $10K |
| Vision | HUMANA INSURANCE COMPANY | 39 | $5K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 142 | $11K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 142 | $11K |
| Other(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC. | 142 | $554K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.