| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | STARMOUNT LIFE INS. CO | $143K | $0 | $143K | 8.60% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 235 HIGHLANDIA DRIVE SUITE 200 BATON ROUGE, LA 70810 | STARMOUNT LIFE INS. CO | $26K | $0 | $26K | 1.56% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | HARTFORD LIFE AND ACCIDENT | $85K | $0 | $85K | 6.71% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 235 HIGHLANDIA DRIVE STE 200 BATON ROUGE, LA 70810 | HARTFORD LIFE AND ACCIDENT | $7K | $0 | $7K | 0.58% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SVCS INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | HARTFORD LIFE AND ACCIDENT | $0 | $6K | $6K | 0.51% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SVCS INC | 18201 VON KARMAN AVE SUITE 200 IRVINE, CA 92612 | HARTFORD LIFE AND ACCIDENT | $0 | $5K | $5K | 0.42% |
| JAMES VERGENAL3 Filed as: JAMES A VERGENAL | 911 DARTEZ DR NEW IBERIA, LA 70563 | AFLAC | $7K | $129 | $7K | 2.60% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $4K | $0 | $4K | 1.50% |
| DAVID LAVIGNE3 Filed as: DAVID M LAVIGNE | 210 ELYSIAN FIELDS DR LAFAYETTE, LA 70508 | AFLAC | $4K | $88 | $4K | 1.36% |
| DAVID LAVIGNE3 Filed as: DAVID M LAVIGNE | 40255 PORTLOCK DR HOMER, AK 99603 | AFLAC | $2K | $21 | $2K | 0.85% |
| ROGER A PISANI3 | PO BOX 11136 NEW IBERIA, LA 70562 | AFLAC | $2K | $0 | $2K | 0.73% |
| ANGELA MARIE VERGENAL3 | 911 DARTEZ DR NEW IBERIA, LA 70563 | AFLAC | $1K | $0 | $1K | 0.50% |
| SKYE A VERGENAL3 | 715 MALLARD CV NEW IBERIA, LA 70560 | AFLAC | $965 | $50 | $1K | 0.36% |
| SIEGAN J VERGENAL3 | 101 OVERBROOK DR BROUSSARD, LA 70518 | AFLAC | $935 | $27 | $962 | 0.34% |
| BLAZE J FREMIN3 | PO BOX 53871 LAFAYETTE, LA 70505 | AFLAC | $808 | $0 | $808 | 0.29% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFITS SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $660 | $0 | $660 | 0.24% |
| JUSTIN C LAMB3 | 5350 LAKE LIZZIE DR SAINT CLOUD, FL 34771 | AFLAC | $564 | $0 | $564 | 0.20% |
| TROY DANIEL DESLATTE3 | 107 SHADY PARK DR LAFAYETTE, LA 70508 | AFLAC | $524 | $0 | $524 | 0.19% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE STE 100 LAFAYETTE, LA 70508 | AFLAC | $518 | $0 | $518 | 0.18% |
| FRANKLIN W STOUTE3 | 2388 PEACH BLOOM HWY CHURCH POINT, LA 70525 | AFLAC | $516 | $0 | $516 | 0.18% |
| STEVEN E MALINOWSKI3 | 10115 W CANDLEWOOD DR SUN CITY, AZ 85351 | AFLAC | $340 | $0 | $340 | 0.12% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: RANDALL S BROWN | PO BOX 900246 SANDY, UT 84090 | AFLAC | $335 | $0 | $335 | 0.12% |
| BRAD J ERICKSEN3 | 478 W ROSEMARY PL SARATOGA SPRINGS, UT 84045 | AFLAC | $276 | $0 | $276 | 0.10% |
| RORY G CRUSER3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $238 | $0 | $238 | 0.08% |
| RICHARD A KIRK3 | 300 LA CANTERA CT LAS VEGAS, NV 89144 | AFLAC | $201 | $0 | $201 | 0.07% |
| CARLA A MCENTIRE3 | 81 8TH ST STE 12 BELGRADE, MT 59714 | AFLAC | $199 | $0 | $199 | 0.07% |
| KATHRYN L KITE LLC3 | 2920 CARLISLE BLVD NE A-Z ALBUQUERQUE, NM 87110 | AFLAC | $198 | $0 | $198 | 0.07% |
| STEPHEN L SCORESBY3 | 70 S 320 W OREM, UT 84058 | AFLAC | $191 | $0 | $191 | 0.07% |
| CANDICE BRUNO3 | 23 BAILEY RD CANDLER, NC 28715 | AFLAC | $179 | $0 | $179 | 0.06% |
| KRISTEN BRUNZELL3 Filed as: KRISTEN M BRUNZELL | 340 E 1ST ST UNIT 3746 TUSTIN, CA 92781 | AFLAC | $176 | $0 | $176 | 0.06% |
| SCOTT M EDLIN3 | 5628 MESA MOUNTAIN DR LAS VEGAS, NV 89135 | AFLAC | $165 | $0 | $165 | 0.06% |
| IRBY JOSEPH CHATELAIN III3 | 2315 FLORIDA ST STE 121 BLDG 200 MANDEVILLE, LA 70448 | AFLAC | $157 | $0 | $157 | 0.06% |
| JASON A MAYNARD3 | 140 RUE BEAUREGARD STE C LAFAYETTE, LA 70508 | AFLAC | $154 | $0 | $154 | 0.05% |
| AARON L PARVINO3 | 102 MISSION HILLS DR BROUSSARD, LA 70518 | AFLAC | $141 | $0 | $141 | 0.05% |
| GARY L RICKETTS INC3 | PO BOX 576 SEFFNER, FL 33583 | AFLAC | $141 | $0 | $141 | 0.05% |
| TERRY JAMES LAPORTE3 | 1007 HUGH DR SAINT MARTINVILLE, LA 70582 | AFLAC | $134 | $0 | $134 | 0.05% |
| JOI D JONES3 | 4626 PLATA DEL SOL DR LAS VEGAS, NV 89121 | AFLAC | $127 | $0 | $127 | 0.05% |
| MICHAEL LIPCHOCK3 Filed as: MICHAEL J LIPCHOCK | 3204 GRAY MARSH CT IJAMKSVILLE, MD 21754 | AFLAC | $127 | $0 | $127 | 0.05% |
| GREGORY S FRY3 | 3205 QUIET TREE GRV OLD HICKORY, TN 37138 | AFLAC | $124 | $0 | $124 | 0.04% |
| HAROLD B CHRISTENSEN3 | 4212 HOOKBILLED KITE BEE CAVE, TX 78738 | AFLAC | $122 | $0 | $122 | 0.04% |
| PG ELLIS BENEFITS INC3 | 733 LYNDON LN HAW RIVER, NC 27258 | AFLAC | $120 | $0 | $120 | 0.04% |
| QUINTON J MILES3 | PO BOX 22434 CHARLESTON, SC 29413 | AFLAC | $116 | $0 | $116 | 0.04% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $113 | $0 | $113 | 0.04% |
| BURTON MARMANDE3 Filed as: BURTON B MARMANDE | 120 SAINT MICHEL PLANTATION CT HOUMA, LA 70363 | AFLAC | $111 | $0 | $111 | 0.04% |
| CARLOS D ESPINOSA3 | 17103 VERDE PARK LN CYPRESS, TX 77433 | AFLAC | $109 | $0 | $109 | 0.04% |
| JASON A MAYNARD3 | 131 E EDITH RD LAFAYETTE, LA 70508 | AFLAC | $106 | $0 | $106 | 0.04% |
| DANIEL GREGG THATCHER3 | 2229 DESERT VILLAGE CT SPARKS, NV 89436 | AFLAC | $102 | $0 | $102 | 0.04% |
| CHARLOTTE A FISHBURN3 | PO BOX 7066 GOLDEN, CO 80403 | AFLAC | $98 | $0 | $98 | 0.03% |
| JINX LIBERATO3 | 2821 IONE ST SACRAMENTO, CA 95821 | AFLAC | $95 | $0 | $95 | 0.03% |
| ROGER JONES II3 Filed as: ROGER DALE JONES II | 12902 WICKERHILL FALLS CT HUMBLE, TX 77346 | AFLAC | $92 | $0 | $92 | 0.03% |
| JOI D JONES3 | 7500 WEST LAKE MEAD BLVD C9320 LAS VEGAS, NV 89128 | AFLAC | $90 | $0 | $90 | 0.03% |
| JOHN J MACIAS JR3 | 950 N UNIVERSITY PARK LOOP RENO, NV 89512 | AFLAC | $89 | $0 | $89 | 0.03% |
| ETB INC3 | 5241 W ORCHARD AVE RATHDRUM, ID 83858 | AFLAC | $87 | $0 | $87 | 0.03% |
| KRISTA K PRICE3 | 3864 S QUINCE ST DENVER, CO 80237 | AFLAC | $51 | $34 | $85 | 0.03% |
| JERRY DUNCAN3 Filed as: JERRY F HOKE | 517 E 3270 N LEHI, UT 84043 | AFLAC | $83 | $0 | $83 | 0.03% |
| MIKE LUNDQUIST3 | 881 E MAPLE VIEW DR APT 20 SALT LAKE CITY, UT 84106 | AFLAC | $80 | $0 | $80 | 0.03% |
| MELVIN R WARNER3 | 16 GRANDVIEW CT POWDER SPRINGS, GA 30127 | AFLAC | $79 | $0 | $79 | 0.03% |
| LL BERRY LTD3 Filed as: L L BERRY LTD | 2456 32ND ST W BILLINGS, MT 59102 | AFLAC | $77 | $0 | $77 | 0.03% |
| RAYMOND WYLIE3 Filed as: RAYMOND M WYLIE | 10734 ERIN VALE AVE BATON ROUGE, LA 70810 | AFLAC | $76 | $0 | $76 | 0.03% |
| ADRIAN S JOHNSON3 | 289 MONTROSE PL BOSSIER CITY, LA 71111 | AFLAC | $75 | $0 | $75 | 0.03% |
| CATHI TURNER3 | 4804 MISTLETOE LN DURHAM, NC 27703 | AFLAC | $75 | $0 | $75 | 0.03% |
| KAREN HARMER3 Filed as: KAREN LEE HARMER | PO BOX 829 SANDY, UT 84091 | AFLAC | $73 | $0 | $73 | 0.03% |
| SABRINA BUSH3 | PO BOX 15133 PIKESVILLE, MD 21282 | AFLAC | $69 | $0 | $69 | 0.02% |
| ANNA M WISEMAN3 | 3100 50TH ST SW NAPLES, FL 34116 | AFLAC | $69 | $0 | $69 | 0.02% |
| MARC MICKELSEN3 | 1324 S 1900 E SALT LAKE CITY, UT 84108 | AFLAC | $69 | $0 | $69 | 0.02% |
| REBECCA LYNN HOGAN3 | 145 OLD LEAD MINE VALLEY RD SW CLEVELAND, TN 37311 | AFLAC | $67 | $0 | $67 | 0.02% |
| BARRY BEVERLY3 | 1888 E 6400 S HOLLADAY, UT 84121 | AFLAC | $66 | $0 | $66 | 0.02% |
| KUKULICA ENTERPRISES INC3 | 243 CALIFORNIA AVE STE 5 RENO, NV 89509 | AFLAC | $66 | $0 | $66 | 0.02% |
| DEBORAH A MARINO3 | 6440 SKY POINTE DR 140-221 LAS VEGAS, NV 89131 | AFLAC | $64 | $0 | $64 | 0.02% |
| CAROL JACKSON3 Filed as: CAROL S JACKSON | PO BOX 1550 MILLBROOK, AL 36054 | AFLAC | $61 | $0 | $61 | 0.02% |
| STEPHEN HOBBS3 Filed as: STEPHEN ALLEN HOBBS | 28 GLASGOW CT LITTLE ROCK, AR 72211 | AFLAC | $60 | $0 | $60 | 0.02% |
| LAURA M MARCOTTE3 | 4928 SILVERWOOD DR JOHNSTOWN, CO 80534 | AFLAC | $59 | $0 | $59 | 0.02% |
| HERRICK INSURANCE GROUP INC3 | 2791 HAPPY HOLLOW RD SEVIERVILLE, TN 37862 | AFLAC | $58 | $0 | $58 | 0.02% |
| JACK ALAN HENNINGSGAARD3 | 2562 LOST LAKE RD MOUND, MN 55364 | AFLAC | $57 | $0 | $57 | 0.02% |
| LARRY W NICHOLSON3 | 116 E MAIN ST ROCK HILL, SC 29730 | AFLAC | $57 | $0 | $57 | 0.02% |
| KATHERINE L SIMOS3 | 1605 CONRAD RD LEWISVILLE, NC 27023 | AFLAC | $57 | $0 | $57 | 0.02% |
| JAMES A TAFT JR3 | 573 CANE RUN ST HARRODSBURG, KY 40330 | AFLAC | $57 | $0 | $57 | 0.02% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 76101 | AFLAC | $56 | $0 | $56 | 0.02% |
| LONA BISHOP3 Filed as: LONA J BISHOP | PO BOX 20753 ROANOKE, VA 24018 | AFLAC | $55 | $0 | $55 | 0.02% |
| DANIEL L FRENCH3 | 240 43RD AVE GREELEY, CO 80634 | AFLAC | $53 | $0 | $53 | 0.02% |
| ANNE GROLLMAN3 | 726-14 TRAMWAY VISTA DR NE ALBUQUERQUE, NM 87122 | AFLAC | $53 | $0 | $53 | 0.02% |
| LYNN MARIE BARRY3 Filed as: LYNN G BARNSON | 10153 S WASATCH BLVD SANDY, UT 84092 | AFLAC | $53 | $0 | $53 | 0.02% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INS AGENCY INC | 8055 E TUFTS AVE STE 100 DENVER, CO 80237 | AFLAC | $52 | $0 | $52 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,044 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,066 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STARMOUNT LIFE INS. CO | 1,875 | $1.7M |
| Vision | STARMOUNT LIFE INS. CO | 1,875 | $1.7M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 2,339 | $1.3M |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 2,339 | $1.5M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 2,339 | $1.3M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 2,339 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.