| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED MANAGEMENT SERVICES3 | PO BOX 81087 BILLINGS, MT 59108 | HARTFORD LIFE AND ACCIDENT | $47K | — | $47K | 12.96% |
| ASSOCIATED MANAGEMENT SERVICES3 | PO BOX 81087 BILLINGS, MT 59108 | VISION SERVICE PLAN | $33K | — | $33K | 10.02% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| EMPLOYEE BENEFIT MGMT SERVICES EIN 81-0391256 CLAIMS ADMINISTRATOR | Claims processing; Legal; Other services; Contract Administrator; Copying and duplicating; Other fees Service code 12 | — | $3.0M |
| ASSOCIATED MANAGEMENT SERVICES INC EIN 81-0483176 AFFILIATE COMMON CONTROL | Contract Administrator Service code 13 | — | $2.0M |
| HUB INTERNATIONAL EIN 83-0185720 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $410K |
| LEAVITT GREAT WEST INSURANCE EIN 81-0520992 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $407K |
| FIRST CHOICE HEALTH EIN 91-1272766 PPO | Other services Service code 49 | — | $292K |
| ROCKY MOUNTAIN INSURANCE GROUP EIN 47-4294505 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $243K |
| AETNA SIGNATURE ADMINISTRATORS EIN 06-6033492 PPO | Other services Service code 49 | — | $174K |
| ACTUARIAL STRATEGIES & TACTICS INC EIN 46-1259130 ACTUARIAL | Actuarial Service code 11 | — | $169K |
| GRANITE PEAK ANALYTICS, LLC EIN 84-3195071 RX CONSULTANT | Consulting (general) Service code 16 | — | $58K |
| LEWISTOWN INSURANCE AGENCY, INC. EIN 82-5260545 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $56K |
| MARSH & MCLENNAN EIN 36-2668272 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $53K |
| DEVRIES INSURANCE INSURANCE BROKER | Insurance agents and brokers Service code 22 | 5967 SANDALWOOD DRIVE BILLINGS, MT 59106 | $39K |
| ALLEN & ASSOCIATES INSURANCE INC. EIN 47-4578199 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $30K |
| EIDE BAILLY LLP EIN 45-0250958 AUDIT | Accounting (including auditing) Service code 10 | — | $28K |
| BIG SKY BENEFIT SOLUTIONS EIN 83-1520310 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $22K |
| SEITZ INSURANCE AGENCY EIN 81-0286779 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $21K |
| BSA EMPLOYEE BENEFITS INC. EIN 85-4344109 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $13K |
| H&H INSURANCE LLC EIN 92-2801001 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $11K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $9K |
| INNOVATIVE BENEFIT PLANS LLC INSURANCE BROKER | Insurance agents and brokers Service code 22 | 1345 BLUEGRASS DR E BILLINGS, MT 59106 | $7K |
| FOREVER EMPLOYER LTD EIN 83-0594837 INSURANCE BROKER | Insurance agents and brokers Service code 22 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,478 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 7,482 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 2,209 | $328K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 7,766 | $365K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 7,209 | $1.3M |
| Other | HARTFORD LIFE AND ACCIDENT | 7,766 | $365K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.