See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 15 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 11 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 ADMIN SERVICES | Direct payment from the plan; Contract Administrator; Claims processing; Other services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $37.3M |
| FIDELITY INVESTMENTS INSTITUTIONAL EIN 04-2647786 RECORDKEEPER | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $8.4M |
| DELTA DENTAL OF CALIFORNIA EIN 94-1461312 ADMIN SERVICES | Plan Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $2.1M |
| BEACON HEALTH OPTIONS LLC CONSULTANT | Direct payment from the plan; Other fees Service code 50 | 240 CORPORATE BLVD NORFOLK, VA 23502 | $1.9M |
| ZURICH AMERICAN LIFE INSURANCE CO EIN 36-3050975 ADMIN SERVICES | Direct payment from the plan Service code 50 | — | $1.7M |
| ERNST & YOUNG CONSULTANT | Direct payment from the plan; Other fees Service code 50 | 5 TIMES SQUARE NEW YORK, NY 10036 | $466K |
| IBM CORPORATION EIN 13-0871985 CONSULTANT | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 15 | — | $383K |
| KES MAIL INC EIN 74-3075854 COMM SERVICE | Direct payment from the plan; Other services Service code 49 | — | $364K |
| MERCER INC. EIN 13-2834414 CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | — | $303K |
| SCRIPTCLAIM SYSTEMS LLC ADMIN SERVICES | Claims processing; Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | 139 E 10TH ST WAHOO, NE 68066 | $191K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $183K |
| BLUE CONCEPTUAL MARKETING INC. EIN 95-4681929 COMM SERVICE | Direct payment from the plan; Participant communication Service code 38 | — | $123K |
| WILLIS TOWERS WATSON DELAWARE INC. EIN 53-0181291 ACTUARY | Direct payment from the plan; Actuarial; Consulting (pension); Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 11 | — | $64K |
| CHIPTON-ROSS INC. EIN 39-1341435 CONTRACT LABOR | Contract Administrator; Employee (plan); Copying and duplicating; Legal; Direct payment from the plan; Participant communication; Plan Administrator Service code 13 | — | $59K |
| HARTER SECREST AND EMERY LLP EIN 16-0766172 LEGAL COUNSEL | Legal; Direct payment from the plan Service code 29 | — | $53K |
| OSI DIGITAL INC EIN 95-4844560 CONSULTANT | Direct payment from the plan; Consulting (general) Service code 16 | — | $36K |
| JMBL PERSONNEL INC. EIN 61-1648386 HEALTH FAIR COORDINATOR | Direct payment from the plan; Other services Service code 49 | — | $22K |
| EPLUS TECHNOLOGY INC EIN 54-1904151 IT HARDWARE | Other services; Direct payment from the plan Service code 49 | — | $20K |
| OPEN TEXT INC EIN 36-3811517 COMPUTER SERVICE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $11K |
| BENEFIT OUTSOURCING SOLUTIONS INC EIN 38-3370067 BENEFIT ELIG ADMIN | Direct payment from the plan; Contract Administrator Service code 13 | — | $9K |
| HOMES LOWRY HORN & JOHNSON LTD EIN 54-0975470 FORM 5500 PREP | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 91,222 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 91,222 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 967 | $9.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 967 | $9.1M |
| Vision(2 contracts) | VISION SERVICE PLAN | 38,679 | $15.9M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 152,043 | $61.4M |
| Short-term disability(2 contracts) | ZURICH AMERICAN LIFE INSURANCE COMPANY | 88,127 | $27.7M |
| Long-term disability(2 contracts) | ZURICH AMERICAN LIFE INSURANCE COMPANY | 88,127 | $27.7M |
| Prescription drug | BLUE CROSS BLUE SHIELD OF HAWAII | 25 | $140K |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 152,043 | $64.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152,043 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.