| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOGAN CONSULTING GROUP, LLC3 | 1088 BISHOP ST STE 1224 HONOLULU, HI 96813 | HMAA | $19K | — | $19K | 3.00% |
| TIMOTHY MICHAEL HOGAN3 | 71-A COUNTRY CLUB ROAD HONOLULU, HI 96817 | KAISER FOUNDATION HEALTH PLAN OF HAWAII | $14K | — | $14K | 3.53% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST STE 1850 HONOLULU, HI 96813 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | — | $13K | 13.00% |
| HOGAN CONSULTING GROUP, LLC3 | 1088 BISHOP ST STE 1224 HONOLULU, HI 96813 | HAWAII DENTAL SERVICE | $2K | — | $2K | 1.99% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST STE 1850 HONOLULU, HI 96813 | GUARDIAN | $2K | — | $2K | 18.38% |
| WESTPAC WEALTH PARTNERS LLC3 Filed as: WESTPAC WEALTH PARTNERS, LLC | — | GUARDIAN | $22 | — | $22 | 0.18% |
| FIRST HAWAIIAN BANK3 | 999 BISHOP ST STE 1850 HONOLULU, HI 96813 | MUTUAL OF OMAHA INSURANCE COMPANY | $76 | — | $76 | 12.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HMAA | 243 | $1.0M |
| Dental | HAWAII DENTAL SERVICE | 321 | $99K |
| Vision(2 contracts, 2 carriers) | HMAA | 243 | $1.0M |
| Life insurance(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 122 | $116K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 122 | $104K |
| Prescription drug(2 contracts, 2 carriers) | HMAA | 243 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 321 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.