| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | UNITED CONCORDIA | $2K | $138 | $2K | 4.61% |
| DAVID BRUCKMAN3 | 195 BARROW DOWNS ALPHARETTA, GA 30004 | UNITED CONCORDIA | $2K | $0 | $2K | 4.35% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 135 MAIN STREET 21ST FL SAN FRANCISCO, CA 94105 | UNITED CONCORDIA | $0 | $244 | $244 | 0.45% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $62 | $2K | 7.15% |
| DAVID BRUCKMAN3 | 195 BARROW DOWNS ALPHARETTA, GA 30004 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 6.91% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 135 MAIN STREET 21ST FL SAN FRANCISCO, CA 94105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $134 | $134 | 0.52% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $65 | $2K | 7.89% |
| DAVID BRUCKMAN3 | 195 BARROW DOWNS ALPHARETTA, GA 30004 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 7.61% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 135 MAIN STREET 21ST FL SAN FRANCISCO, CA 94105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $136 | $136 | 0.56% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $974 | $42 | $1K | 7.17% |
| DAVID BRUCKMAN3 | 195 BARROW DOWNS ALPHARETTA, GA 30004 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $974 | $0 | $974 | 6.87% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE | 135 MAIN STREET 21ST FLOOR SAN FRANCISCO, CA 94105 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $60 | $60 | 0.42% |
| DB HEALTHCARE CONSULTING0 | 195 BARROW DOWNS ALPHARETTA, GA 30004 | AMERITAS LIFE INSURANCE CORP | $295 | $30 | $325 | 5.13% |
| ASSOCIATION MARKETING SPECIALISTS3 | 2405 SATELLITE BLVD SUITE 200 DULUTH, GA 30096 | AMERITAS LIFE INSURANCE CORP | $295 | $4 | $299 | 4.72% |
| THE MCCART GROUP INC3 Filed as: MCCART GROUP INC | 2405 SATELLITE BLVD SUITE 125 DULUTH, GA 30096 | AMERITAS LIFE INSURANCE CORP | $22 | $0 | $22 | 0.35% |
| DAVID BRUCKMAN3 | 195 BARROW DOWNS ALPHARETTA, GA 30004 | AMERITAS LIFE INSURANCE CORP | $22 | $0 | $22 | 0.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 276 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 276 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA | 29 | $54K |
| Vision | AMERITAS LIFE INSURANCE CORP | 40 | $6K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 79 | $26K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 71 | $14K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 276 | $24K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 79 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.