| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GAMIE, LLC3 Filed as: GAMIE LLC | 404 CAMINO DEL RIO S #410 SAN DIEGO, CA 92108 | SHARP HEALTH PLAN | $5K | — | $5K | 3.06% |
| ANCHOR PACIFIC INSURANCE SERVICES3 | 2556 GATEWAY RD CARLSBAD, CA 92009 | SHARP HEALTH PLAN | $3K | — | $3K | 1.94% |
| GAMIE, LLC3 Filed as: GAMIE LLC | 404 CAMINO DEL RIO SAN DIEGO, CA 92108 | BLUE CROSS OF CALIFORNIA | $5K | — | $5K | 3.80% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | 2677 N MAIN STREET SANTA ANA, CA 92705 | BLUE CROSS OF CALIFORNIA | — | $3K | $3K | 2.27% |
| ANCHOR PACIFIC INSURANCE SERVICES3 | 2556 GATEWAY RD CARLSBAD, CA 92009 | BLUE CROSS OF CALIFORNIA | $2K | — | $2K | 1.25% |
| GAMIE, LLC3 Filed as: GAMIE LLC DBA C3 RISK & INS | 404 CAMINO DEL RIO S UNIT 410 SAN DIEGO, CA 92108 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $1K | $5K | 10.67% |
| ANCHOR PACIFIC INSURANCE SERVICES3 | 2556 GATEWAY RD STE 201 CARLSBAD, CA 92009 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.78% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | ATTN VIVIAN LEUS 2677 N MAIN ST STE 800 SANTA ANA, CA 92705 | PRINCIPAL LIFE INSURANCE COMPANY | — | $1K | $1K | 2.57% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | ATTN ACCOUNTING DEPT. 32110 AGOURA RD WESTLAKE VLG, CA 91361 | PRINCIPAL LIFE INSURANCE COMPANY | — | $793 | $793 | 1.78% |
| GAMIE, LLC3 Filed as: GAMIE LLC | 404 CAMINO DEL RIO SAN DIEGO, CA 92108 | BLUE CROSS OF CALIFORNIA (G0200) | $1K | — | $1K | 4.11% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | 2677 N MAIN STREET SANTA ANA, CA 92705 | BLUE CROSS OF CALIFORNIA (G0200) | — | $625 | $625 | 2.29% |
| ANCHOR PACIFIC INSURANCE SERVICES3 | 2556 GATEWAY RD CARLSBAD, CA 92009 | BLUE CROSS OF CALIFORNIA (G0200) | $268 | — | $268 | 0.98% |
| GAMIE, LLC3 Filed as: GAMIE LLC | 404 CAMINO DEL RIO SAN DIEGO, CA 92108 | BLUE CROSS OF CALIFORNIA | $793 | — | $793 | 3.60% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | 2677 N MAIN STREET SANTA ANA, CA 92705 | BLUE CROSS OF CALIFORNIA | — | $496 | $496 | 2.25% |
| ANCHOR PACIFIC INSURANCE SERVICES3 | 2556 GATEWAY RD CARLSBAD, CA 92009 | BLUE CROSS OF CALIFORNIA | $309 | — | $309 | 1.40% |
| GAMIE, LLC3 Filed as: GAMIE LLC | 404 CAMINO DEL RIO SAN DIEGO, CA 92108 | BLUE CROSS OF CALIFORNIA | $563 | — | $563 | 5.06% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | 2677 N MAIN STREET SANTA ANA, CA 92705 | BLUE CROSS OF CALIFORNIA | — | $312 | $312 | 2.80% |
| ANCHOR PACIFIC INSURANCE SERVICES3 | 2556 GATEWAY RD CARLSBAD, CA 92009 | BLUE CROSS OF CALIFORNIA | $130 | — | $130 | 1.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 96 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 90 | $67K |
| Vision(3 contracts, 3 carriers) | SHARP HEALTH PLAN | 90 | $237K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 90 | $45K |
| Other | SHARP HEALTH PLAN | 65 | $170K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 90 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.