Welfare broker

ANCHOR PACIFIC INSURANCE SERVICES

Mailing address (most recent filing)

SERVICES DBA STEPH

1265 CARLSBAD VILLAGE DR STE 201

CARLSBAD, CA 920081972

Total comp: $361K
Commissions: $350K
Fees: $12K
Filings: 4
Sponsors: 4

Carrier mix

Where ANCHOR PACIFIC INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

CALIFORNIA PHYSICIANS SERVICE50.0%
ANTHEM LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
CALIFORNIA PHYSICIANS SERVICE	1	$861K	50.0%
ANTHEM LIFE INSURANCE COMPANY	1	$5.4M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$6.3M	0.0%	12.75x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ANCHOR PACIFIC INSURANCE SERVICES's plans by broker comp / premium ratio. Median 8.27% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ANCHOR PACIFIC INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ANCHOR PACIFIC INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SINGLETON SCHREIBER, LLP SINGLETON SCHREIBER, LLP BENEFIT PLAN	CA	$5.4M	$427K	ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY
CTM APARTMENT SERVICES CTM APARTMENT SERVICES WELFARE BENEFIT PLAN	CA	$861K	$74K	CALIFORNIA PHYSICIANS' SERVICE

Carrier

Plans

Premium

CALIFORNIA PHYSICIANS SERVICE

$861K

50.0%

ANTHEM LIFE INSURANCE COMPANY

$5.4M

50.0%

State

Plans

Premium

State share

Index

$6.3M

0.0%

12.75x

Sponsor

Loc

Premium

Comp

Carrier

SINGLETON SCHREIBER, LLP

SINGLETON SCHREIBER, LLP BENEFIT PLAN

$5.4M

$427K

ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY

CTM APARTMENT SERVICES

CTM APARTMENT SERVICES WELFARE BENEFIT PLAN

$861K

$74K

CALIFORNIA PHYSICIANS' SERVICE