| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&H BENEFIT DESIGNS3 | 109 EAST VICTORIA STREET SANTA BARBARA, CA 93101 | BLUE SHIELD OF CALIFORNIA | $30K | — | $30K | 2.41% |
| BB&H BENEFIT DESIGNS3 | 109 EAST VICTORIA STREET SANTA BARBARA, CA 93101 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $13K | $677 | $13K | 10.46% |
| BB&H BENEFIT DESIGNS3 | 109 EAST VICTORIA STREET SANTA BARBARA, CA 93101 | VISION SERVICE PLAN | $1K | — | $1K | 4.81% |
| BB&H BENEFIT DESIGNS3 | 109 E VICTORIA STREET SANTA BARBARA, CA 93101 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $2K | — | $2K | 10.00% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA ST SANTA BARBARA, CA 93101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA ST. SANTA BARBARA, CA 93101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| BB&H BENEFIT DESIGNS3 | 109 EAST VICTORIA STREET SANTA BARBARA, CA 93101 | CIGNA LIFE INSURANCE CO OF NORTH AMERICA | $2K | — | $2K | 15.00% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA ST SANTA BARBARA, CA 93101 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $938 | — | $938 | 15.00% |
| BB&H BENEFIT DESIGNS | 109 E. VICTORIA ST. SANTA BARBARA, CA 93101 | LIFE INSURANCE CO OF NORTH AMERICA | — | — | $0 | 0.00% |
| ARMI MARY MCCLURE3 | PO BOX 674 GLENPOOL, OK 74033 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $89 | — | $89 | 3.56% |
| BRENDA COLLINS POWELL3 Filed as: BRENDA C POWELL | 1727 STATE STREET SUITE 5 SANTA BARBARA, CA 93101 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $68 | — | $68 | 2.72% |
| BB&H BENEFIT DESIGNS3 | 109 EAST VICTORIA STREET SANTA BARBARA, CA 93101 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $65 | — | $65 | 2.60% |
| ARMI MARY MCCLURE3 | PO BOX 674 GLENPOOL, OK 74033 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $23 | — | $23 | 4.47% |
| BB&H BENEFIT DESIGNS3 | 109 E VICTORIA STREET SANTA BARABARA, CA 93101 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 3.50% |
| BRENDA COLLINS POWELL3 Filed as: BRENDA C POWELL | 1727 STATE STREET STE 5 SANTA BARBARA, CA 93101 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $18 | — | $18 | 3.50% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA ST SANTA BARBARA, CA 93101 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC | $28 | — | $28 | 9.82% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA ST SANTA BARBARA, CA 93101 | CIGNA DENTAL HEALTH OF COLORADO, INC | $7 | — | $7 | 10.45% |
| BB&H BENEFIT DESIGNS3 | 109 E. VICTORIA ST SANTA BARBARA, CA 93101 | CIGNA DENTAL HEALTH OF FLORIDA, INC | $3 | — | $3 | 9.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 465 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 468 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE SHIELD OF CALIFORNIA | 277 | $1.3M |
| Dental(5 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 273 | $147K |
| Vision | VISION SERVICE PLAN | 212 | $28K |
| Life insurance(2 contracts, 2 carriers) | CIGNA LIFE INSURANCE CO OF NORTH AMERICA | 129 | $14K |
| Prescription drug | BLUE SHIELD OF CALIFORNIA | 277 | $1.3M |
| Other(6 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 491 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 491 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.