| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRION GROUP, INC.3 Filed as: TRION GROUP | A MARSH AND MCLENNAN 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | SECURIAN LIFE INSURANCE COMPANY | $0 | $730K | $730K | 0.65% |
| MARSH & MCLENNAN AGENCY LLC3 | 755 W BIG BEAVER ROAD, SUITE 2300 TROY, MI 48084 | SECURIAN LIFE INSURANCE COMPANY | $639K | $0 | $639K | 0.57% |
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DRIVE, SUITE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $1.1M | $0 | $1.1M | 1.46% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 350 CONSHOHOCKEN, PA 19428 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $425K | $425K | 0.59% |
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DRIVE, SUITE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $114K | $0 | $114K | 1.54% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN INC | $642 | $0 | $642 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117,488 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,146 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 119,634 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 12,236 | $95.8M |
| Dental(3 contracts) | AETNA LIFE INSURANCE COMPANY | 1,527 | $8.5M |
| Vision(3 contracts) | AETNA LIFE INSURANCE COMPANY | 1,527 | $8.5M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 113,399 | $112.1M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 113,290 | $71.7M |
| Prescription drug(5 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 12,236 | $87.5M |
| Other(3 contracts, 3 carriers) | SECURIAN LIFE INSURANCE COMPANY | 117,488 | $121.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 117,488 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.