| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIONAL UNDERWRITING SERVICES0 | 1400 N PROVIDENCE RD BDG 2 STE 4050 MEDIA, PA 19063 | NATIONAL UNDERWRITING SERVICES | $34K | — | $34K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| TRANSWESTERN INSURANCE ADMIN CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 955 N STREET FRESNO, CA 93721 | $40K |
| NATIONAL UNDERWRITING SERVICES STOP LOSS CARRIER | Other fees Service code 99 | 1400 N PROVIDENCE RD BDG 2 STE 4050 MEDIA, PA 19063 | $34K |
| JAMES G. PARKER & ASSOCIATES BROKER | Insurance agents and brokers Service code 22 | PO BOX 3947 FRESNO, CA 93650 | $33K |
| PAYER COMPASS, LLC PROVIDER | Other fees Service code 99 | 5800 GRANITE PARKWAY STE 450 PLANO, TX 75024 | $189 |
| HEALTHSMART PROVIDER | Other fees Service code 99 | PO BOX 207102 DALLAS, TX 75320 | $160 |
| SMITH BOMAN & ASSOCIATES BROKER | Insurance agents and brokers Service code 22 | 955 N ST FRESNO, CA 93721 | $116 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 287 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | NATIONAL UNDERWRITING SERVICES | 0 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 0 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.