| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | AETNA HEALTH, INC. | $44K | — | $44K | 4.01% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | AETNA LIFE INSURANCE CO. | $15K | — | $15K | 3.91% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $770 | — | $770 | 10.00% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $736 | — | $736 | 10.00% |
| NIXON BENEFITS3 | 620 NEWPORT CENTER DRIVE, STE 1100 NEWPORT BEACH, CA 92660 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $383 | — | $383 | 9.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 217 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | AETNA HEALTH, INC. | 243 | $1.5M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 154 | $118K |
| Vision | AETNA LIFE INSURANCE CO. | 215 | $387K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 217 | $49K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 47 | $15K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 221 | $26K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 217 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 243 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.