| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INS SVCS INC. | 950 EAST BLANCO ROAD, SUITE 103 SALINAS, CA 93901 | PREMIER ACCESS INSURANCE COMPANY | $4K | $0 | $4K | 3.17% |
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INS SVCS INC. | 950 EAST BLANCO ROAD, SUITE 103 SALINAS, CA 93901 | VISION SERVICE PLAN | $1K | $0 | $1K | 5.28% |
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INSURANCE | 950 EAST BLANCO ROAD, SUITE 10 SALINAS, CA 93901 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $0 | $2K | 9.90% |
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INSURANCE | 950 EAST BLANCO ROAD, SUITE 10 SALINAS, CA 93901 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 9.98% |
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INSURANCE | 950 EAST BLANCO ROAD, SUITE 10 SALINAS, CA 93901 | MANAGED HEALTH NETWORK | $205 | $0 | $205 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PREMIER ACCESS INSURANCE COMPANY | 222 | $112K |
| Vision | VISION SERVICE PLAN | 164 | $25K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 241 | $16K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 247 | $23K |
| Prescription drug | RXBENEFITS, INC. | 150 | $427K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 241 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.