| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | 1390 WILLOW PASS ROAD, SUITE 410 CONORD, CA 94520 | AETNA HEALTH OF CALIFORNIA INC | $19K | $0 | $19K | 1.37% |
| USI INSURANCE SERVICES LLC3 | 1000 BURNETT AVENUE, SUITE 330 CONCORD, CA 94520 | AETNA HEALTH OF CALIFORNIA INC | $6K | $0 | $6K | 0.47% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | AETNA HEALTH OF CALIFORNIA INC | $6K | $0 | $6K | 0.46% |
| USI INSURANCE SERVICES LLC3 | 1390 WILLOW PASS ROAD, SUITE 410 CONORD, CA 94520 | AETNA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 1.59% |
| USI INSURANCE SERVICES LLC3 | 1000 BURNETT AVENUE, SUITE 330 CONCORD, CA 94520 | AETNA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.67% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | AETNA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.64% |
| ALLIANT INSURANCE SERVICES, INC.3 | 5444 WESTHEIMER ROAD, 9TH FLOOR HOUSTON, TX 77056 | AETNA LIFE INSURANCE COMPANY | $0 | $196 | $196 | 0.06% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | $4K | $500 | $5K | 8.75% |
| USI INSURANCE SERVICES LLC3 | 470 PARK AVENUE SOUTH, 6TH FLOOR NEW YORK, NY 10016 | HARTFORD LIFE AND ACCIDENT | $0 | $4K | $4K | 7.12% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62949 VIRGINIA BEACH, VA 23466 | HARTFORD LIFE AND ACCIDENT | $2K | $0 | $2K | 4.49% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF COLORADO INC. | 2170 SOUTH PARKER ROAD, SUITE 251 DENVER, CO 80231 | UNITEDHEALTHCARE INSURANCE COMPANY | $441 | $382 | $823 | 5.27% |
| USI INSURANCE SERVICES LLC3 | PO BOX 66119 VIRGINIA BEACH, VA 23466 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $684 | $2K | 14.64% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF COLORADO INC. | 7110 WEST JEFFERSON AVENUE SUITE 100 DENVER, CO 80231 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC. | $276 | $0 | $276 | 7.63% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INS. OF VIRGINIA | PO BOX 3070 RICHMOND, VA 23228 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE INC. | $0 | $246 | $246 | 6.80% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF COLORADO INC. | 2170 SOUTH PARKER ROAD, SUITE 251 DENVER, CO 80231 | ANTHEM LIFE INSURANCE COMPANY | $55 | $0 | $55 | 7.60% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN INS. OF VIRGINIA | PO BOX 3070 RICHMOND, VA 23228 | ANTHEM LIFE INSURANCE COMPANY | $0 | $49 | $49 | 6.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 316 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 318 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | AETNA HEALTH OF CALIFORNIA INC | 344 | $1.7M |
| Dental | AETNA LIFE INSURANCE COMPANY | 344 | $320K |
| Vision | AETNA LIFE INSURANCE COMPANY | 344 | $320K |
| Life insurance(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 295 | $70K |
| Short-term disability | ANTHEM LIFE INSURANCE COMPANY | 21 | $724 |
| Long-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 295 | $55K |
| Prescription drug(4 contracts, 4 carriers) | AETNA HEALTH OF CALIFORNIA INC | 344 | $1.7M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 295 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 344 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.