| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADVANCED VOLUNTARY CONCEPTS INC3 Filed as: ADVANCED VOLUNTARY CONCEPTS | 75 SOUTH BROADWAY WHITE PLAINS, NY 10601 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $141K | $20K | $160K | 10.27% |
| ADVANCED VOLUNTARY CONCEPTS INC3 Filed as: ADVANCED VOLUNTARY CONCEPTS | 75 SOUTH BROADWAY WHITE PLAINS, NY 10601 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $90K | $12K | $102K | 6.52% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $58K | $34K | $92K | 5.88% |
| GRAEM M CLARK3 | 589 WINDMERE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $37K | $44K | $81K | 5.18% |
| SHEALY BENEFITS SERVICES INC3 | 215 HOGAN WAY LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $25K | $15K | $40K | 2.55% |
| ADVANCED BENEFIT SYSTEM INC3 | 1301 GERVAIS STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $14K | $21K | $35K | 2.25% |
| GRAEM M CLARK3 | 589 WINDMERE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $15K | $18K | $33K | 2.12% |
| TRAN B HUYEN-KEODARA3 | 115 BENDING OAK COURT LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $19K | $5K | $24K | 1.53% |
| PAMELA E JONES3 | 55 SHORELINE DRIVE COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $16K | $6K | $21K | 1.37% |
| LAURA MCCLUNG PLYLER3 | 403 E. MAIN ST. LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $14K | $2K | $16K | 1.00% |
| EDWIN DURANT SPRADLEY3 | 1450 OLD SWAMP ROAD SWANSEA, SC 29160 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $10K | $462 | $11K | 0.70% |
| ADVANCED BENEFIT SYSTEM INC3 | 1301 GERVAIS STREET COLUMBIA, SC 29201 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $4K | $5K | $9K | 0.60% |
| COLLEEN A VOGAN3 | 5018 COBBLESTONE COURT ELLICOTT CITY, MD 21043 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $8K | $1K | $9K | 0.60% |
| TERESA D'ASCOLI3 | 16905 VINE COURT OLNEY, MD 20832 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $7K | $1K | $8K | 0.52% |
| LAURA MCCLUNG PLYLER3 | 403 E. MAIN ST. LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $7K | $788 | $7K | 0.47% |
| DUPUY & ASSOCIATES INC3 | PO BOX 1131 ESTERO, FL 33928 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $7K | $555 | $7K | 0.47% |
| ALISA GALE BIVINES3 | 12 KENMURE COURT COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $6K | $52 | $6K | 0.36% |
| GUSTAVO TODE3 | 20607 DUCK POND PLACE GERMANTOWN, MD 20874 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $5K | $813 | $5K | 0.34% |
| CAROLINA REGIONAL INSURANCE3 | PO BOX 8808 COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $5K | $550 | $5K | 0.34% |
| ROBIN L HARRIS3 | 108 LAKE HILTON DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $5K | $214 | $5K | 0.33% |
| KAY BARNES CRAPPS3 | 147 STERLING LAKE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $5K | $212 | $5K | 0.32% |
| ROMEO TYRONE GAINEY3 | 1343 PARLIAMENT LAKE DRIVE COLUMBIA, SC 29223 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $3K | $1K | $5K | 0.30% |
| ROLANDO HIRAM DORTA3 | 3929 HAHNS LANE GREENSBORO, NC 27401 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $4K | $206 | $5K | 0.30% |
| DAVID C REID LLC3 | 566 LANHAM ROAD EDGEFIELD, SC 29824 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $4K | $206 | $4K | 0.24% |
| MICHELLE RENE WALKER3 | 25 DOVECREEK CIRCLE COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $4K | $48 | $4K | 0.24% |
| PAMELA E JONES3 | 55 SHORELINE DRIVE COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2K | $959 | $3K | 0.22% |
| CAROLINA REGIONAL INSURANCE3 | PO BOX 8808 COLUMBIA, SC 29202 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $3K | $322 | $3K | 0.21% |
| SUSAN ADELIA DAVIS3 | 5473 SCHLACK DRIVE GAP, PA 17527 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $3K | $102 | $3K | 0.19% |
| KIMBERLY ANN SHARPE3 Filed as: KIMBERLY A ELSY | 1 JAHUE COURT IRMO, SC 29063 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $1K | $2K | $3K | 0.18% |
| ERNESTO MCKENZIE JR Filed as: ERNESTO MCKENZIE JR. | 8618 CHESTNUT RIDGE DR LAUREL, MD 20707 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $3K | $0 | $3K | 0.18% |
| TRACY L BOULINE | 301 LINDEN SHADE COURT MILLERSVILLE, MD 21108 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2K | — | $2K | 0.16% |
| BRYCE WILLIAM SMITH3 | 1534 IDALIA DRIVE COLUMBIA, SC 29206 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2K | $435 | $2K | 0.14% |
| JESSIE R CAPLEY3 | 1716 STLLWATER DR COLUMBIA, SC 29212 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2K | $192 | $2K | 0.13% |
| DEIRDRE B HOEHN3 | 30885 FRESH POND WAY OCEAN VIEW, DE 19970 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2K | $259 | $2K | 0.13% |
| ADAM CHRISTOPHER ANDERS3 | 812 WOODBERRY ROAD LEXINGTON, SC 29073 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2K | $59 | $2K | 0.13% |
| MULLANEY ENTERPRISES LLC3 | 5850 WATERLOO ROAD COLUMBIA, MD 21043 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $1K | $482 | $2K | 0.11% |
| THELMA LOUISE WIGGINS3 | 115 CAMLIN COURT COLUMBIA, SC 29229 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2K | $23 | $2K | 0.11% |
| ROBIN L HARRIS3 | 108 LAKE HILTON DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $1K | $65 | $1K | 0.09% |
| FRANCK F SAINTIL | 2330 ARCADIA DR MIRAMAR, FL 33023 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $1K | — | $1K | 0.09% |
| RAMEY FESPERMAN3 | 7319 MATTHEWS MINT HILL RD MINT HILL, NC 28227 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $309 | $449 | $758 | 0.05% |
| DAVID ALVARADO | 2643 OLD COUNTY ROAD NEWARK, DE 19702 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $678 | — | $678 | 0.04% |
| ESQUEN INSURANCE GROUP CORP3 | 14552 SW 152ND PLACE MIAMI, FL 33196 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $448 | $188 | $636 | 0.04% |
| JEANENE MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $332 | $178 | $510 | 0.03% |
| JEFFREY MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $332 | $106 | $438 | 0.03% |
| KYLE RUSSEY3 | 6921 E. WEDGEWOOD AVE DAVIE, FL 33331 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $159 | $269 | $428 | 0.03% |
| MONICA A MCKENZIE | 6528 PARKWAY COURT HYATTSVILLE, MD 20782 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $377 | — | $377 | 0.02% |
| CAROLYN GROVER3 | 206 FOX CHAPEL DRIVE IRMO, SC 29063 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $291 | $73 | $364 | 0.02% |
| LILIENFIELD & ASSOCIATES LLC3 | 1100 HIGGINS PLACE ROCKVILLE, MD 20852 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $183 | $104 | $287 | 0.02% |
| HOWARD HOROWITZ3 | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $195 | $70 | $265 | 0.02% |
| DURWOOD BOOTH JR3 | 6231 HIGHAM DRIVE ALEXANDRIA, VA 22310 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $183 | $82 | $265 | 0.02% |
| CAROLYN GROVER3 | 206 FOX CHAPEL DRIVE IRMO, SC 29063 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $192 | $48 | $240 | 0.02% |
| KEVIN O'NEILL3 | 5626 KIRKWOOD HWY WILMINGTON, DE 19808 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $149 | $67 | $216 | 0.01% |
| ROBERT H. ROTH3 | 9 DEARBORN LANE BEAR, DE 19701 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $149 | $30 | $179 | 0.01% |
| CHRISTINE CLARA SOBERANO | 4033 ROSEWOOD DRIVE COLUMBIA, SC 29205 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $176 | — | $176 | 0.01% |
| KIMBERLY FERGUSON3 | 4059 LOMAR DRIVE MT AIRY, MD 21771 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $119 | $46 | $165 | 0.01% |
| FOUNDERS FINANCIAL GROUP LLC3 | 737 PLANTATION ROAD LANCASTER, SC 29720 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $65 | $78 | $143 | 0.01% |
| KIMBERLY ANN SHARPE3 Filed as: KIMBERLY A ELSY | 1 JAHUE COURT IRMO, SC 29063 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $58 | $70 | $128 | 0.01% |
| HOBART BRADLEY MCCOLLUM3 | 1479 FIRE TOWER ROAD PROSPERITY, SC 29127 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $67 | $36 | $103 | 0.01% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $31 | $11 | $42 | 0.00% |
| TERESA D'ASCOLI3 | 16905 VINE COURT OLNEY, MD 20832 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $26 | $4 | $30 | 0.00% |
| PARRISH J PEACHEE3 | 201 W 103RD ST INDIANAPOLIS, IN 46290 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $17 | $4 | $21 | 0.00% |
| CRAIG WAYNE SOTTILE3 | 324 BROOKLAND WAY WEST COLUMBIA, SC 29169 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $8 | $7 | $15 | 0.00% |
| DAVID C REID LLC3 | 586 LANHAM ROAD EDGEFIELD, SC 29824 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $11 | $1 | $12 | 0.00% |
| CRAIG WAYNE SOTTILE3 | 324 BROOKLAND WAY WEST COLUMBIA, SC 29169 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $5 | $5 | $10 | 0.00% |
| BRAD BIEL3 | 225 GRAND ST JERSEY CITY, NJ 07302 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2 | $6 | $8 | 0.00% |
| THE WORKSIGHT GROUP LLC3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $2 | $3 | $5 | 0.00% |
| JEANENE MOTSCO3 | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $1 | $1 | $2 | 0.00% |
| JEFFREY MOTSCO | 5965 SANDY RIDGE ELKRIDGE, MD 21075 | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| PLANNED ADMINISTRATORS, INC.5 Filed as: PLANNED ADMINISTRATORS INCORPORATED | 8906 TWO NOTCH RD, STE. 200 COLUMBIA, SC 29223 | HM INSURANCE GROUP | $62K | $504K | $566K | 53.75% |
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: BCBS | 2501 FARAWAY DR. COLUMBIA, SC 29219 | HM INSURANCE GROUP | — | $130K | $130K | 12.32% |
| PHCS5 Filed as: MULTIPLAN/PRIVATE HEALTH CARE SYSTE | 115 FIFTH AVE NEW YORK, NY 10003 | HM INSURANCE GROUP | — | $125K | $125K | 11.82% |
| ASSURED NEACE LUKENS INS. AGENCY Filed as: ASSURED NEACE LUKENS INSURANCE AGEN | 5309 N. TRENHOLM RD. COLUMBIA, SC 29206 | HM INSURANCE GROUP | $93K | — | $93K | 8.83% |
| GREATER SOUTH AGENCY, INC.3 Filed as: GREATER SOUTH AGENCY | 5309 N. TRENHOLM RD. COLUMBIA, SC 29206 | HM INSURANCE GROUP | $31K | $26K | $57K | 5.40% |
| ONE NET PPO, LLC5 | 800 KING FARM BLVD, 6TH FLOOR ROCKVILLE, MD 20850 | HM INSURANCE GROUP | — | $51K | $51K | 4.81% |
| HEALTHRISK RESOURCE GROUP, LLC5 Filed as: HEALTHRISK RESOURCE GROUP | 505 CITY PARKWAY WEST, SUITE 1000 ORANGE, CA 92868 | HM INSURANCE GROUP | — | $23K | $23K | 2.15% |
| GCG FINANCIAL LLC5 Filed as: ALERE WELLBEING, INC. | 999 3RD AVE STE 2100 SEATTLE, WA 98104 | HM INSURANCE GROUP | — | $3K | $3K | 0.28% |
| FIRSTHEALTH5 | 6450 US HIGHWAY 1 ROCKLEDGE, FL 32955 | HM INSURANCE GROUP | — | $1K | $1K | 0.10% |
| NEURONTIN RX0 | — | HM INSURANCE GROUP | — | -$326 | -$326 | -0.03% |
| GRAEM M CLARK | 113 PALM COURT LEXINGTON, SC 29072 | GUARDIAN | $69K | — | $69K | 10.00% |
| PAUL STANLEY JR0 Filed as: PAUL STANLEY | — | GUARDIAN | — | $16K | $16K | 2.27% |
| ASSURED NEACE LUKENS INS. AGENCY Filed as: ASSURED NEACE LUKENS INSURANCE AGEN | PO BOX 6771 COLUMBIA, SC 29206 | HARTFORD LIFE AND ACCIDENT | $26K | — | $26K | 17.83% |
| ASSURED NEACE LUKENS INS. AGENCY0 Filed as: ASSURED NEACE LUKENS INSURANCE AGEN | 4000 SMITH ROAD SUITE 400 CINCINNATI, OH 45209 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 1.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,945 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 4 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,949 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HM INSURANCE GROUP | 1,945 | $1.1M |
| Dental | GUARDIAN | 2,042 | $692K |
| Vision | GUARDIAN | 2,042 | $692K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENTAL INSURANCE COMPANY | 2,637 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,637 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.