| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES | 4801 GAILLARDIA PKWY SUITE 200 OKLAHOMA CITY, OK 73142 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $45K | $0 | $45K | 2.00% |
| INSURICA, INC.3 | PO BOX 25928 OKLAHOMA CITY, OK 73125 | BLUE CROSS BLUE SHIELD OF OKLAHOMA | $45K | $0 | $45K | 2.00% |
| INSURICA, INC.3 | 5100 CLASSEN BLVD., SUITE 300 OKLAHOMA CITY, OK 73118 | DELTA DENTAL | $4K | $0 | $4K | 2.00% |
| EMPLOYER ADVOCATES LLC3 | 4801 GAILLARDIA PARKWAY OKLAHOMA CITY, OK 73142 | DELTA DENTAL | $4K | $0 | $4K | 2.00% |
| INSURICA, INC.3 | 5100 N CLASSEN BLVD. SUITE 300 OKLAHOMA CITY, OK 73118 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $287 | $6K | 7.88% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES, LLC | 4801 GAILLARDIA PKWY SUITE 200 OKLAHOMA CITY, OK 73142 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $0 | $6K | 7.50% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES, LLC | 4801 GAILLARDIA PKWY SUITE 200 OKLAHOMA CITY, OK 731421866 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.06% |
| INSURICA, INC.3 | PO BOX 25928 OKLAHOMA CITY, OK 731250928 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.06% |
| INSURICA, INC.3 | 5100 N CLASSEN BLVD., SUITE 300 OKLAHOMA CITY, OK 731185263 | VISION SERVICE PLAN | $773 | $0 | $773 | 2.13% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES, LLC | 4801 GAILLARDIA PKWY SUITE 200 OKLAHOMA CITY, OK 731421866 | VISION SERVICE PLAN | $773 | $0 | $773 | 2.13% |
| NORTH AMERICAN INS. AGENCY, INC.3 | INSURICA, INS. MANAGEMENT NETWORK 5100 N. CLASSEN BLVD., SUITE 300 OKLAHOMA CITY, OK 73118 | GERBER LIFE INSURANCE COMPANY | $478 | $0 | $478 | 7.50% |
| EMPLOYER ADVOCATES LLC3 Filed as: EMPLOYER ADVOCATES, LLC | 100 PARK AVENUE SUITE 700 OKLAHOMA CITY, OK 73102 | GERBER LIFE INSURANCE COMPANY | $478 | $0 | $478 | 7.50% |
| NORTH AMERICAN INSURANCE AGENCY3 Filed as: NORTH AMERICAN INSURANCE AGENCY INC | PO BOX 25928 OKLAHOMA CITY, OK 73125 | MHN SERVICES, LLC | $107 | $0 | $107 | 2.50% |
| PREMIER SOURCE LLC3 Filed as: PREMIER SOURCE | 211 N ROBINSON AVE SUITE 1250 OKLAHOMA CITY, OK 73102 | MHN SERVICES, LLC | $107 | $0 | $107 | 2.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 226 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 230 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF OKLAHOMA | 457 | $2.2M |
| Dental | DELTA DENTAL | 210 | $187K |
| Vision | VISION SERVICE PLAN | 209 | $36K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 226 | $51K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 228 | $77K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 226 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 457 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.