| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | BLUECROSS BLUESHIELD OF TEXAS | $0 | $3K | $3K | 0.15% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | — | $8K | 4.94% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | — | $8K | 4.94% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 6.96% |
| DENNIS FENNELL3 Filed as: DENNIS RAY GREENSAGE LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 6.96% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD ROAD, SUITE 300 KIRKWOOD, MO 63122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 4.64% |
| DENNIS FENNELL3 Filed as: DENNIS RAY GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 6.83% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 6.83% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD ROAD, SUITE 300 KIRKWOOD, MO 63122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 4.55% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 6.94% |
| DENNIS FENNELL3 Filed as: DENNIS RAY GREENSAGE LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 6.94% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD ROAD, SUITE 300 KIRKWOOD, MO 63122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $2K | $2K | 4.62% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 7.51% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 7.51% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 7.46% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | — | $1K | 7.47% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | — | $1K | 7.47% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $758 | — | $758 | 6.96% |
| DENNIS FENNELL3 Filed as: DENNIS RAY GREENSAGE LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $758 | — | $758 | 6.96% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N. KIRKWOOD ROAD, SUITE 300 KIRKWOOD, MO 63122 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $505 | $505 | 4.64% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $538 | — | $538 | 5.00% |
| DENNIS FENNELL3 Filed as: DENNIS RAY GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $538 | — | $538 | 5.00% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $28 | — | $28 | 4.93% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $28 | — | $28 | 4.93% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $12 | — | $12 | 5.15% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $12 | — | $12 | 5.15% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $9 | — | $9 | 5.14% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $9 | — | $9 | 5.14% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $9 | — | $9 | 5.14% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF NORTH CAROLINA, INC. | $9 | — | $9 | 5.14% |
| GARY K GREENSAGE, LLC3 Filed as: GARY K. GREENSAGE, LLC | 18230 N. ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $1 | — | $1 | 3.45% |
| DENNIS FENNELL3 Filed as: DENNIS R. GREENSAGE, LLC | 18230 ELDRIDGE PARKWAY TOMBALL, TX 77377 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $1 | — | $1 | 3.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 575 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 575 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 289 | $1.9M |
| Dental(7 contracts, 7 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 296 | $165K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 296 | $153K |
| Life insurance(3 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 568 | $124K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 568 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 568 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.