| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WINGATE INSURANCE GROUP, INC.3 | 155 PROFESSIONAL DRIVE PONTE VEDRA BEACH, FL 32082 | BLUE CROSS BLUE SHIELD FLORIDA | $25K | $0 | $25K | 4.00% |
| JP PERRY INSURANCE INC3 Filed as: J P PERRY | 3342 KORI ROAD JACKSONVILLE, FL 32257 | BLUE CROSS BLUE SHIELD OF FLORIDA | $18K | $0 | $18K | 4.00% |
| WINGATE INSURANCE GROUP, INC.3 | 155 PROFESSIONAL DRIVE PONTE VEDRA BEACH, FL 32082 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $2K | $3K | 4.09% |
| JP PERRY INSURANCE INC3 Filed as: J P PERRY INSURANCE | 3342 KORI ROAD JACKSONVILLE, FL 32257 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.29% |
| WINGATE INSURANCE GROUP, INC.3 | 155 PROFESSIONAL DRIVE PONTE VEDRA BEACH, FL 32082 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $4K | 8.91% |
| JP PERRY INSURANCE INC3 Filed as: J P PERRY INSURANCE | 3342 KORI ROAD JACKSONVILLE, FL 32257 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 6.95% |
| WINGATE INSURANCE GROUP, INC.3 | 155 PROFESSIONAL DRIVE PONTE VEDRA BEACH, FL 32082 | METROPOLITAN LIFE INSURANCE COMPANY | $961 | $1K | $2K | 5.15% |
| JP PERRY INSURANCE INC3 Filed as: J P PERRY INSURANCE | 3342 KORI ROAD JACKSONVILLE, FL 32257 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 3.16% |
| WINGATE INSURANCE GROUP, INC.3 | 155 PROFESSIONAL DRIVE PONTE VEDRA BEACH, FL 32082 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $2K | $692 | $3K | 9.98% |
| JP PERRY INSURANCE INC3 Filed as: J P PERRY INSURANCE | 3342 KORI ROAD JACKSONVILLE, FL 32257 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $2K | $0 | $2K | 7.67% |
| WINGATE INSURANCE GROUP, INC.3 | 155 PROFESSIONAL DRIVE PONTE VEDRA BEACH, FL 32082 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $416 | $2K | 10.59% |
| JP PERRY INSURANCE INC3 Filed as: J P PERRY INSURANCE | 3342 KORI ROAD JACKSONVILLE, FL 32257 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.01% |
| JP PERRY INSURANCE INC3 Filed as: JP PERRY INSURANCE | 3324 KORI ROAD JACKSONVILLE, FL 32257 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE C | $510 | $0 | $510 | 4.59% |
| WINGATE INSURANCE GROUP, INC.3 | 155 PROFESSIONAL DRIVE PONTE VEDRA BEACH, FL 32082 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE C | $508 | $0 | $508 | 4.57% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 346 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 346 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD FLORIDA | 153 | $1.1M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 346 | $67K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE C | 209 | $11K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 346 | $42K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 346 | $66K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 346 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 346 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.