No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF TEXAS EIN 56-0894904 NONE | Account maintenance fees Service code 65 | — | $2.9M |
| CAREMARK EIN 75-2882129 NONE | Account maintenance fees Service code 65 | — | $272K |
| WILLIS TOWERS WATSON EIN 53-0181291 NONE | Account maintenance fees Service code 65 | — | $114K |
| VISION SERVICE PLAN EIN 06-1222784 NONE | Account maintenance fees Service code 65 | — | $64K |
| MDX MEDICAL INC., DBA SAPPHIRE DIG EIN 26-3441881 NONE | Account maintenance fees Service code 65 | — | $36K |
| BNYM EIN 39-1669331 NONE | Custodial (other than securities) Service code 18 | — | $33K |
| UMR EIN 39-1995276 NONE | Account maintenance fees Service code 65 | — | $20K |
| BLACKROCK EIN 94-3112180 NONE | Investment management Service code 28 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,697 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 828 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,525 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HEALTH CARE SERVICE CORPORATION | 9,969 | $48.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,969 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.