| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SECURANCE CORPORATION AGENCY3 | — | AMERITAS LIFE INSURANCE CORP | $21K | — | $21K | 15.03% |
| VIRGINIA MADDEN3 | 962 CHAMBOARD LANE HOUSTON, TX 77018 | AFLAC | $6K | $91 | $6K | 12.87% |
| VICKIE DENESE GRAVES3 | 29214 JACOBS RIVER DRIVE KATY, TX 77494 | AFLAC | $1K | $18 | $1K | 2.26% |
| ROBERT PILKENTON3 Filed as: ROBERT L PILKENTON | 6643 FM 2187 ROAD SEALY, TX 77474 | AFLAC | $735 | $21 | $756 | 1.58% |
| MICHAEL A CUTAIA3 | 13883 KIDD ROAD CONROE, TX 77302 | AFLAC | $378 | — | $378 | 0.79% |
| JASON ALLAN MUTCHLER3 | 2261 NORTHPARK DRIVE 303 KINGWOOD, TX 77339 | AFLAC | $245 | — | $245 | 0.51% |
| GINA N HART3 | 17897 COASTAL PARADISE CIRCLE #17 FOLEY, AL 36535 | AFLAC | $212 | — | $212 | 0.44% |
| JONATHAN P BASKETT3 | 4709 TANGLEGLEN DRIVE DALLAS, TX 75248 | AFLAC | $178 | — | $178 | 0.37% |
| MARLENE GONZALEZ WANZONG3 | 1080 APRICOT LANE KYLE, TX 78640 | AFLAC | $114 | — | $114 | 0.24% |
| CHERIE E BLOODWORTH3 | 3405 WATERVIEW TRAIL ROCKWALL, TX 75087 | AFLAC | $113 | — | $113 | 0.24% |
| NOEL EUGENE BEENE3 | 17234 KOBUK VALLEY CIRCLE HUMBLE, TX 77346 | AFLAC | $111 | — | $111 | 0.23% |
| ERIC D WESTALL3 | 1207 TANGLE BRIAR DRIVE SEABROOK, TX 77586 | AFLAC | $105 | $3 | $108 | 0.23% |
| TODD A STULL3 | 3000 EAST DIVISION STREET SUITE A SPRINGFIELD, MO 65802 | AFLAC | $74 | — | $74 | 0.15% |
| MATTHEW SUTTON3 | 2318 LEGENDS SHORE DRIVE SPRING, TX 77386 | AFLAC | $59 | — | $59 | 0.12% |
| H PATRICK BRUMLEY3 | 1524 TWISTLEAF ROAD ARGYLE, TX 76226 | AFLAC | $52 | — | $52 | 0.11% |
| FINN INTERESTS INC3 | 1802 LAKE MEADOWS COURT HOUSTON, TX 77077 | AFLAC | $36 | — | $36 | 0.08% |
| JAMES O. BLOODWORTH3 Filed as: JAMES CLINTON LILLER JR | 20534 DAISTY BLOOM COURT CYPRESS, TX 77433 | AFLAC | $30 | — | $30 | 0.06% |
| SCOTT WEBB3 | 26729 NORTH 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $26 | — | $26 | 0.05% |
| JEFFREY D FINN3 | 1802 LAKE MEADOWS COURT HOUSTON, TX 77077 | AFLAC | $23 | — | $23 | 0.05% |
| KELVIN JAY WARKENTIN3 | 15410 PIRATES ONE DRIVE TOMBALL, TX 77375 | AFLAC | $20 | — | $20 | 0.04% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DRIVE LAS VEGAS, NV 89134 | AFLAC | $12 | — | $12 | 0.03% |
| JEFFREY C WEST3 | 246 FM 1697 LEDBETTER, TX 78946 | AFLAC | $8 | — | $8 | 0.02% |
| MICHAEL GRASS3 | 21707 KINGSLAND BOULEVARD SUITE 105 KATY, TX 77450 | AFLAC | $8 | — | $8 | 0.02% |
| GARFIELD CARJILL3 | 5305 MESCALERO ROAD NE ALBUQUERQUE, NM 87110 | AFLAC | $5 | — | $5 | 0.01% |
| KIM REED SMITH3 | 7815 DEERWOOD LAKE DRIVE HUMBLE, TX 77346 | AFLAC | $4 | — | $4 | 0.01% |
| MARK L STEWART3 Filed as: MARK LANE STEWART | 11511 NORMONT DRIVE HOUSTON, TX 77070 | AFLAC | $4 | — | $4 | 0.01% |
| PRENTISS ATKINS CASTLE JR3 | 7293 DABADIE ROAD VENTRESS, LA 70783 | AFLAC | $4 | — | $4 | 0.01% |
| CHERISE M WADE3 | 616 HARDEMAN STREET SEALY, TX 77474 | AFLAC | $3 | — | $3 | 0.01% |
| MAEDE C MILLER3 | 17133 KNOLL DALE TRAIL CONROE, TX 77385 | AFLAC | $3 | — | $3 | 0.01% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DRIVE NW SUITE G HUNTSVILLE, AL 35805 | AFLAC | $3 | — | $3 | 0.01% |
| TOMMY GANAWAY3 | 4531 ATASCOCITA TRAIL HUMBLE, TX 77346 | AFLAC | $2 | — | $2 | 0.00% |
| GARY C KLEIN3 | 3211 SAN SABASTIAN DRIVE CARROLLTON, TX 75006 | AFLAC | $1 | — | $1 | 0.00% |
| HARVEY EDWARD MCCREARY JR3 | 717 BOSLEY DRIVE FATE, TX 75087 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN M JOHNSON3 | 2150 WEST NORTHWEST HIGHWAY SUITE 114 GRAPEVINE, TX 76051 | AFLAC | $1 | — | $1 | 0.00% |
| SECURANCE CORPORATION AGENCY3 | 10205 WESTHEIMER ROAD SUITE 1100 HOUSTON, TX 77042 | FIDELITY SECURITY LIFE INSURANCE | $5K | — | $5K | 15.00% |
| SECURANCE CORPORATION AGENCY3 | 3100 SOUTH GESSNER SUITE 560 HOUSTON, TX 77063 | HCC LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| SECURANCE CORPORATION AGENCY3 | — | AMERITAS LIFE INSURANCE CORP | $4K | — | $4K | 14.84% |
| SECURANCE CORPORATION AGENCY3 | PO BOX 420390 HOUSTON, TX 77242 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $251 | $4K | 16.11% |
| REFORM BROKER LLC3 | 8911 WEYMOUTH DRIVE HOUSTON, TX 77031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $260 | $260 | 1.15% |
| SECURANCE CORPORATION AGENCY3 | PO BOX 420390 HOUSTON, TX 77242 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $136 | $3K | 15.65% |
| REFORM BROKER LLC3 | 8911 WEYMOUTH DRIVE HOUSTON, TX 77031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $181 | $181 | 0.86% |
| SECURANCE CORPORATION AGENCY3 | PO BOX 420390 HOUSTON, TX 77242 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $117 | $2K | 15.86% |
| REFORM BROKER LLC3 | 8911 WEYMOUTH DRIVE HOUSTON, TX 77031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 7.74% |
| SECURANCE CORPORATION AGENCY3 | PO BOX 420390 HOUSTON, TX 77242 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $134 | $2K | 16.09% |
| REFORM BROKER LLC3 | 8911 WEYMOUTH DRIVE HOUSTON, TX 77031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $349 | $349 | 2.82% |
| SECURANCE CORPORATION AGENCY3 | PO BOX 420390 HOUSTON, TX 77242 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $100 | $2K | 15.86% |
| REFORM BROKER LLC3 | 8911 WEYMOUTH DRIVE HOUSTON, TX 77031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $360 | $360 | 3.07% |
| SECURANCE CORPORATION AGENCY3 | PO BOX 420390 HOUSTON, TX 77242 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $104 | $2K | 15.98% |
| REFORM BROKER LLC3 | 8911 WEYMOUTH DRIVE HOUSTON, TX 77031 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $953 | $953 | 8.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 238 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 238 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORP | 204 | $142K |
| Vision | AMERITAS LIFE INSURANCE CORP | 0 | $25K |
| Life insurance(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 183 | $48K |
| Short-term disability | AFLAC | 44 | $48K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 41 | $43K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE | 204 | $477K |
| Other(7 contracts, 4 carriers) | AFLAC | 204 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 204 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.