| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: BRADY, CHAPMAN, HOLLAND & | ASSOCIATES 10055 W GULF BANK RD HOUSTON, TX 770403119 | DEARBORN LIFE INSURANCE COMPANY | $15K | — | $15K | 10.50% |
| BENEFIT CONCEPTS INC3 | 1173 BRITTMOORE ROAD HOUSTON, TX 77043 | DEARBORN LIFE INSURANCE COMPANY | $5K | — | $5K | 3.64% |
| CORE BENEFIT SERVICES INC3 | 8554 KATY FREEWAY, STE 100 HOUSTON, TX 77024 | DEARBORN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.14% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: BRADY CHAPMAN HOLLAND & ASSOCIATES | INC 10055 W GULF BANK RD HOUSTON, TX 770403119 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 8.64% |
| CORE BENEFIT SERVICES INC3 | 8554 KATY FWY STE 100 HOUSTON, TX 770241841 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 1.59% |
| PATRICIA A. BOLLI4 Filed as: PATRICIA A BOLLI | P.O.BOX 603 BURWELL, NE 68823 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | — | $2K | 21.12% |
| DEANNE LYLES4 | 3522 CYPRESS LANDING CT ROSENBERG, TX 77471 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $28 | — | $28 | 0.34% |
| KIMBERLY A MONROY4 | 6830 KACAL RD BEASLEY, TX 77417 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $24 | — | $24 | 0.29% |
| RICHARD NEWMAN II4 | 82268 AUSTIN ST FOLSOM, LA 70437 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $23 | — | $23 | 0.28% |
| W. WILLIAM WORNARDT III4 Filed as: W WILLIAM WORNARDT III | 7707 TIBURON TRL SUGAR LAND, TX 77479 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $18 | — | $18 | 0.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 177 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 518 | $129K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 518 | $129K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 297 | $139K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 297 | $139K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 297 | $139K |
| Other(2 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 297 | $147K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 518 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.